APR Money Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

aprmoney.co.uk (opens in a new tab)
Phone number

01332 412299
Address

Suite 7, Parker House, Parker Industrial Estate, Mansfield Road, Derby, Derbyshire, DE21 4SZ, United Kingdom

In the full report: 3 background checks

When aprmoney.co.uk first appeared online, and whether it can receive email
What kind of line 01332 412299 is
Who else gives the postcode DE21 4SZ

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10865439 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 13 July 2017 (9 years old)
Registered office: Vicarage Corner House, 219 Burton Road, Derby, Derbyshire, DE23 6AE, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul Anthony Toon	Director	May 1969	13 Jul 2017	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Net assets

£290k

+11% from £261k

Cash at bank

£236k

+41% from £167k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10865439. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

APR Money’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2019

2 January 2019

Regulated by the FCA from this date
FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
Became authorised by the FCA

FCA register

2017

13 July 2017

Incorporated at Companies House
Paul Anthony Toon took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 1

Firms connected to APR Money

Other FCA-listed firms that share a director, phone number or address with APR Money. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
no longer authorised: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like APR Money

Other firms of the same type (financial adviser), nearest first.

In Derby

Apex Wealth Management LimitedDerbyAuthorised Claritas Financial Planning LtdDerbyAuthorised Collaborative Wealth LimitedDerbyAuthorised Derbyshire Independent Financial Advisers LLPDerbyAuthorised Egb Financial LimitedDerbyAuthorised Expatriate Advisory Services LimitedDerbyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on APR Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is APR Money Ltd FCA authorised?

Yes, APR Money Ltd (FRN 815221) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2019 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is APR Money’s phone number and website?

The FCA register lists the phone number 01332 412299 and the website aprmoney.co.uk for APR Money. If you were given different contact details, use these to check with the firm before going any further.

Is APR Money a scam or clone?

APR Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with APR Money?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about APR Money to the Financial Ombudsman Service, free of charge.

Who owns APR Money?

Companies House lists one person with significant control of APR Money: Mr Paul Anthony Toon (75–100% of shares).

Who runs APR Money?

Companies House lists one director of APR Money: Paul Anthony Toon.

How long has APR Money been in business?

The company was formed on 13 July 2017, and has held its current FCA authorisation since January 2019.

What do APR Money’s latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £290k (+11% from £261k) and cash at bank of £236k (+41% from £167k).