Aptus Capital Mortgage Group Ltd

Reference number: 1050540

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Aptus Capital Mortgage Group Ltd (FRN 1050540) is an AR of First Complete Limited (FRN 435779). When you use Aptus Capital Mortgage Group's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Aptus Capital Mortgage Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01799 500429

  • Address

    Suite 16, Rowe House, 9 Emson Close, Saffron Walden, Essex, CB10 1HL, United Kingdom

In the full report: 2 background checks

  • What kind of line 01799 500429 is
  • Who else gives the postcode CB10 1HL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Aptus Business Protection Trading name
  • Aptus Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16879844
Company status
Active
Company type
Private limited company
Incorporated
28 November 2025 (less than a year old)
Registered office
Suite 16 Rowe House, Emson Close, Saffron Walden, CB10 1HL, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jason Clark-Ward Director Nov 1969 28 Nov 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Aptus Capital Mortgage Group’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2026

23 February 2026

  • Became an appointed representative

FCA register

2025

28 November 2025

  • Incorporated at Companies House
  • Jason Clark-Ward took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Aptus Capital Mortgage Group

Other FCA-listed firms that share a director, phone number or address with Aptus Capital Mortgage Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Aptus Capital Mortgage Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Saffron Walden

Aptus Capital LtdSaffron WaldenAppointed representativeCrisp Capital LimitedSaffron WaldenAppointed representativeEquity Financial Solutions LimitedSaffron WaldenAppointed representativeJake Cole Financial Solutions LimitedSaffron WaldenAppointed representativeStephen BaileySaffron WaldenAppointed representativeAshley Christopher LimitedSaffron WaldenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aptus Capital Mortgage Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Aptus Capital Mortgage Group Ltd FCA authorised?
Aptus Capital Mortgage Group Ltd (FRN 1050540) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Aptus Capital Mortgage Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Aptus Capital Mortgage Group Ltd (FRN 1050540) is an AR of First Complete Limited (FRN 435779). When you use Aptus Capital Mortgage Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Aptus Capital Mortgage Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Aptus Capital Mortgage Group’s phone number?
The FCA register lists the phone number 01799 500429 for Aptus Capital Mortgage Group. If you were given different contact details, use these to check with the firm before going any further.
Is Aptus Capital Mortgage Group a scam or clone?
Aptus Capital Mortgage Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aptus Capital Mortgage Group?
Protection works through First Complete Limited, the principal firm responsible for Aptus Capital Mortgage Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Aptus Capital Mortgage Group?
Companies House lists one person with significant control of Aptus Capital Mortgage Group: Mr Jason Clark-Ward (75–100% of shares).
Who runs Aptus Capital Mortgage Group?
Companies House lists one director of Aptus Capital Mortgage Group: Jason Clark-Ward.
How long has Aptus Capital Mortgage Group been in business?
The company was formed on 28 November 2025.
Does Aptus Capital Mortgage Group use any other names?
It trades as Aptus Business Protection and Aptus Mortgages.

Sources and links

The full report on Aptus Capital Mortgage Group Ltd

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