Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Kent House, 5 Churchfield Road, Walton-on-Thames, Surrey, KT12 2TU, United Kingdom
In the full report: 3 background checks
- When arceuropeltd.co.uk first appeared online, and whether it can receive email
- What kind of line 01932 251010 is
- Who else gives the postcode KT12 2TU
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Debt-collecting
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04214145 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 May 2001 (25 years old)
- Registered office
- Kent House, Churchfield Road, Walton On Thames, Surrey, KT12 2TU
- Nature of business
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- Activities of collection agencies (SIC 82911)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Dewi Rhodes Fox | Director | Nov 1965 | 16 May 2001 | 4 other companies |
| David Michael Sheridan | Director | Mar 1973 | 16 May 2016 | 4 other companies |
| Dewi Rhodes Fox | Secretary | Not published | 1 Jan 2026 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 2
- are FCA-registered
- 2
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.95m
+10% from £1.77m
Cash at bank
£1.88m
+3.3% from £1.82m
Employees (average)
54
Same as 54
Owed within a year
£1.46m
<1% from £1.46m
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 04214145. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Arc (Europe)’s history from the FCA register and Companies House, newest first.
2026
1 January 2026
- Credit Clear (UK Holdings) Limited took control (75–100% of shares)
- Dewi Rhodes Fox stopped being the majority owner
- Victoria Susan Fox stopped being a part-owner
Companies House
2020
1 December 2020
- Victoria Susan Fox became a part-owner (25–50% of shares)
Companies House
2017
3 January 2017
- FCA imposed a requirement (Not permitted to canvass off trade premises)
FCA register
2016
6 April 2016
- Dewi Rhodes Fox became the majority owner (50–75% of shares)
Companies House
21 March 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2001
10 May 2001
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (9 shown here)
- Every director appointment and resignation: 6
Firms connected to Arc (Europe)
Other FCA-listed firms that share a director, phone number or address with Arc (Europe). A link shows who the firm is tied to, not whether either can be trusted.
- past links
- 2
In the full report: all 0 connected firms, named
- 2 past links through former directors
Firms like Arc (Europe)
Other firms of the same type (debt collector), nearest first.
In the Kingston upon Thames (KT) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Arc (Europe)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 17 events in its history
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Frequently asked questions about this firm
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How long has Arc (Europe) been in business?
What do Arc (Europe)’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk