Arc (Europe) Limited

Reference number: 716072

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When arceuropeltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01932 251010 is
  • Who else gives the postcode KT12 2TU
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt-collecting
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 May 2001 (25 years old)
Registered office
Kent House, Churchfield Road, Walton On Thames, Surrey, KT12 2TU
Nature of business
  • Activities of collection agencies (SIC 82911)

Directors and company secretaries

Name Role Born Appointed Other companies
Dewi Rhodes Fox Director Nov 1965 16 May 2001 4 other companies
David Michael Sheridan Director Mar 1973 16 May 2016 4 other companies
Dewi Rhodes Fox Secretary Not published 1 Jan 2026 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
are FCA-registered
2

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 November 2025Full accountsAudited

Net assets

£1.95m

+10% from £1.77m

Cash at bank

£1.88m

+3.3% from £1.82m

Employees (average)

54

Same as 54

Owed within a year

£1.46m

<1% from £1.46m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04214145. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Arc (Europe)’s history from the FCA register and Companies House, newest first.

2026

1 January 2026

  • Credit Clear (UK Holdings) Limited took control (75–100% of shares)
  • Dewi Rhodes Fox stopped being the majority owner
  • Victoria Susan Fox stopped being a part-owner

Companies House

2020

1 December 2020

  • Victoria Susan Fox became a part-owner (25–50% of shares)

Companies House

2017

3 January 2017

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2016

6 April 2016

  • Dewi Rhodes Fox became the majority owner (50–75% of shares)

Companies House

21 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

10 May 2001

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (9 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms connected to Arc (Europe)

Other FCA-listed firms that share a director, phone number or address with Arc (Europe). A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
Instant PDF download

Firms like Arc (Europe)

Other firms of the same type (debt collector), nearest first.

In the Kingston upon Thames (KT) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Arc (Europe)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 17 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Arc (Europe) Limited FCA authorised?
Yes, Arc (Europe) Limited (FRN 716072) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a debt collector. The FCA has placed a limit on what it may do.
What is Arc (Europe)’s phone number and website?
The FCA register lists the phone number 01932 251010 and the website arceuropeltd.co.uk for Arc (Europe). If you were given different contact details, use these to check with the firm before going any further.
Is Arc (Europe) a scam or clone?
Arc (Europe) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Arc (Europe)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Arc (Europe) handles your money, so check the specific product before you commit. You can also refer complaints about Arc (Europe) to the Financial Ombudsman Service, free of charge.
Who owns Arc (Europe)?
Arc (Europe) is owned by Credit Clear (UK Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 January 2026. Before that, it was controlled by Victoria Susan Fox and Dewi Rhodes Fox.
Who runs Arc (Europe)?
Companies House lists 2 directors of Arc (Europe): Dewi Rhodes Fox and David Michael Sheridan.
How long has Arc (Europe) been in business?
The company was formed on 10 May 2001, and has held its current FCA authorisation since March 2016.
What do Arc (Europe)’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £1.95m (+10% from £1.77m) and cash at bank of £1.88m (+3.3% from £1.82m).

Sources and links

The full report on Arc (Europe) Limited

£19.99 · Instant PDF download

Loading secure checkout…