Archrise Limited

Reference number: 677919

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07841 407881

  • Address

    6 Prospect Place, Darlington, DL3 7PF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07841 407881 is
  • Who else gives the postcode DL3 7PF
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Cash Converters Trading name: A name it trades under now.
  • Cash Converters Darlington Trading name: A name it trades under now.
  • Cash Converters Middlesbrough Trading name: A name it trades under now.
  • Cash Converters Stockton Trading name: A name it trades under now.
  • Cash Converters Sunderland Trading name: A name it trades under now.
  • Cash Converters Thornaby Trading name: A name it trades under now.
  • www.cashconverters.co.uk Trading name: A name it trades under now.
  • Personal Finance Centre Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 January 1995 (31 years old)
Registered office
4a Church Street, Market Harborough, Leicestershire, LE16 7AA, England
Nature of business
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Smith Director Jun 1982 2 Feb 2004 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£903k

+3.5% from £872k

Cash at bank

£22.5k

−72% from £79.6k

Employees (average)

35

−5.4% from 37

Owed within a year

£205k

<1% from £207k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03012937. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Archrise’s history from the FCA register and Companies House, newest first.

2021

2 March 2021

  • Archrise Holdings Limited took control (75–100% of shares)
  • Steven Smith gave up control

Companies House

2018

29 August 2018

  • George Smith gave up control
  • Steven Smith took control (75–100% of shares)

Companies House

2017

10 January 2017

  • George Smith took control (75–100% of shares)

Companies House

2016

26 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1995

23 January 1995

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like Archrise

Other firms of the same type (lender), nearest first.

In Darlington

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Archrise

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 24 events in its history

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Frequently asked questions about this firm

Is Archrise Limited FCA authorised?
Yes, Archrise Limited (FRN 677919) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Archrise’s phone number?
The FCA register lists the phone number 07841 407881 for Archrise. If you were given different contact details, use these to check with the firm before going any further.
Is Archrise a scam or clone?
Archrise is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Archrise?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Archrise handles your money, so check the specific product before you commit. You can also refer complaints about Archrise to the Financial Ombudsman Service, free of charge.
Who owns Archrise?
Archrise is owned by Archrise Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 2 March 2021. Before that, it was controlled by George Smith and Mr Steven Smith.
Who runs Archrise?
Companies House lists one director of Archrise: Steven Smith.
How long has Archrise been in business?
The company was formed on 23 January 1995, and has held its current FCA authorisation since January 2016.
What do Archrise’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £903k (+3.5% from £872k) and cash at bank of £22.5k (−72% from £79.6k).
Does Archrise use any other names?
It trades as Cash Converters, Cash Converters Darlington, Cash Converters Middlesbrough, Cash Converters Stockton and Cash Converters Sunderland, and 2 more names. It has previously used the name Personal Finance Centre.

Sources and links

The full report on Archrise Limited

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