Ardent Mortgage Solutions

Reference number: 442820

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ardent Mortgage Solutions (FRN 442820) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Ardent Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ardent Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01642 636121

  • Address

    Suite 4, Durham & Tees Valley Business Centre, Orde Wingate Way, Stockton-on-Tees, TS19 0GD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01642 636121 is
  • Who else gives the postcode TS19 0GD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms connected to Ardent Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with Ardent Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Ardent Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stockton-on-Tees

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ardent Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ardent Mortgage Solutions FCA authorised?
Ardent Mortgage Solutions (FRN 442820) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ardent Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ardent Mortgage Solutions (FRN 442820) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Ardent Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ardent Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ardent Mortgage Solutions’ phone number?
The FCA register lists the phone number 01642 636121 for Ardent Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Ardent Mortgage Solutions a scam or clone?
Ardent Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ardent Mortgage Solutions?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Ardent Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Ardent Mortgage Solutions

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