Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 January 2025
- On its latest accounts it owed £22.5k more than it owned
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ashley Bennett Mortgages Ltd (FRN 946267) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Ashley Bennett Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ashley Bennett Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
105 London Road, Benfleet, Essex, SS7 5TG, United Kingdom
In the full report: 2 background checks
- What kind of line 0333 339 0440 is
- Who else gives the postcode SS7 5TG
Other names (1)
If you were contacted under any of these names, it is this firm.
- AB Mortgages Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13144797 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 January 2021 (5 years old)
- Registered office
- 105 London Road, Benfleet, SS7 5TG, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Life insurance (SIC 65110)
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ashley Michael Bennett | Director | Nov 1982 | 19 Jan 2021 | None |
| Ashley Michael Bennett | Secretary | Not published | 19 Jan 2021 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
−£22.5k
Down £16.8k from −£5,678
Cash at bank
£3,786
<1% from £3,823
Employees (average)
0
Same as 0
Owed within a year
£35.2k
+65% from £21.3k
Total equity is negative: on its last balance sheet the company owed £22.5k more than it owned.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13144797. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ashley Bennett Mortgages’s history from the FCA register and Companies House, newest first.
2021
4 March 2021
- Became an appointed representative
- Began trading as "AB Mortgages"
FCA register
19 January 2021
- Incorporated at Companies House
- Ashley Michael Bennett took control (75–100% of shares)
- Ashley Michael Bennett appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Ashley Bennett Mortgages
Other FCA-listed firms that share a director, phone number or address with Ashley Bennett Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Ashley Bennett Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Benfleet
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ashley Bennett Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 5 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Ashley Bennett Mortgages Ltd FCA authorised?
What does appointed representative mean for Ashley Bennett Mortgages?
What is Ashley Bennett Mortgages’ phone number?
Is Ashley Bennett Mortgages a scam or clone?
Is my money safe with Ashley Bennett Mortgages?
Who owns Ashley Bennett Mortgages?
Who runs Ashley Bennett Mortgages?
How long has Ashley Bennett Mortgages been in business?
What do Ashley Bennett Mortgages’ latest accounts show?
Does Ashley Bennett Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk