Ask Ladder Ltd

Reference number: 827407

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sammon Mortgage Management Limited Reference number: 515376 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ask Ladder Ltd (FRN 827407) is an AR of Sammon Mortgage Management Limited (FRN 515376). When you use Ask Ladder's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ask Ladder, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0844 879 4522

  • Address

    Sutherland House, 3 Lloyd's Avenue, London, City Of London, EC3N 3DS, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 0844 879 4522 is, and the other firm that gives it
  • Whether EC3N 3DS is a shared office: 21 other firms give it
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Ladder Trading name
  • Ladder Mortgages Trading name
  • Ladder Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sammon Mortgage Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ASK LADDER LIMITED
Company number
10249310
Company status
Active
Company type
Private limited company
Incorporated
24 June 2016 (10 years old)
Registered office
16 High Street, Saffron Walden, CB10 1AX, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Vincent Stephen Sammon Director Jun 1978 24 Jun 2016 2 other companies
TAYLER BRADSHAW LIMITED Corporate secretary Not published 9 Dec 2020 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Total equity

−£23.2k

No earlier figure to compare

Employees (average)

0

−100% from 1

Owed within a year

£23.3k

+3.7% from £22.4k

Total equity is negative: on its last balance sheet the company owed £23.2k more than it owned.

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10249310. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ask Ladder’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2019

6 February 2019

  • Changed its registered name from "Ladder Ltd"

FCA register

2018

30 November 2018

  • Became an appointed representative

FCA register

2016

24 June 2016

  • Incorporated at Companies House
  • Vincent Stephen Sammon took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms connected to Ask Ladder

Other FCA-listed firms that share a director, phone number or address with Ask Ladder. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Ask Ladder

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ask Ladder

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 8 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Ask Ladder Ltd FCA authorised?
Ask Ladder Ltd (FRN 827407) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ask Ladder?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ask Ladder Ltd (FRN 827407) is an AR of Sammon Mortgage Management Limited (FRN 515376). When you use Ask Ladder's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ask Ladder, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ask Ladder’s phone number?
The FCA register lists the phone number 0844 879 4522 for Ask Ladder. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Ask Ladder a scam or clone?
Ask Ladder is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ask Ladder?
Protection works through Sammon Mortgage Management Limited, the principal firm responsible for Ask Ladder's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ask Ladder?
Companies House lists one person with significant control of Ask Ladder: Mr Vincent Stephen Sammon (75–100% of shares).
Who runs Ask Ladder?
Companies House lists one director of Ask Ladder: Vincent Stephen Sammon.
How long has Ask Ladder been in business?
The company was formed on 24 June 2016.
What do Ask Ladder’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of −£23.2k (no earlier figure to compare).
Does Ask Ladder use any other names?
It trades as Ladder and Ladder Mortgages. It has previously used the name Ladder Ltd.

Sources and links

The full report on Ask Ladder Ltd

£19.99 · Instant PDF download

Loading secure checkout…