Aspen Bridging Limited
Reference number: 764772
Instant download
On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
2 Stratford Court, Cranmore Boulevard, Solihull, West Midlands, B90 4QT, United Kingdom
In the full report: 3 background checks
- When aspenbridging.co.uk first appeared online, and whether it can receive email
- What kind of line 0845 318 0001 is
- Who else gives the postcode B90 4QT
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10270026 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 July 2016 (10 years old)
- Registered office
- 2 Stratford Court Cranmore Boulevard, Shirley, Solihull, B90 4QT, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jack Coombs | Director | Sep 1987 | 8 Jul 2016 | None |
| Edward Henry Ahrens | Director | Jun 1970 | 8 Jul 2016 | 1 other company |
| Anthony Michael Vincent Coombs | Director | Nov 1952 | 10 Oct 2016 | 23 other companies |
| Graham Derek Clifford Coombs | Director | Nov 1952 | 10 Oct 2016 | 31 other companies |
| Wayne Phillip Hicklin | Director | Oct 1979 | 9 Oct 2024 | None |
| Chris Keith Freckelton | Director | Jan 1989 | 30 May 2025 | 9 other companies |
| Richard James Anthony Coombs | Director | Sep 1997 | 30 May 2025 | 6 other companies |
| Saif Khalique | Director | Oct 1996 | 12 Mar 2026 | None |
| Manjeet Kaur Bhogal | Secretary | Not published | 15 Oct 2024 | – |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 51
- closed down
- 17
- went insolvent
- 2
In the full report: all 51 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- The 2 that went into liquidation or administration
- The one on the FCA register
- The 18 companies these 8 directors run together
- All 11 people who have ever been directors, with their dates
Key dates in its history
Aspen Bridging’s history from the FCA register and Companies House, newest first.
2016
23 November 2016
- Registered with the FCA
FCA register
8 July 2016
- Incorporated at Companies House
- S & U PLC took control (75–100% of shares)
Companies House
In the full report: all 17 events
- All 17 events in its history (3 shown here)
- Every director appointment and resignation: 14
Firms connected to Aspen Bridging
Other FCA-listed firms that share a director, phone number or address with Aspen Bridging. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (1)
- Who links each one: the named directors, with dates
Get the full report on Aspen Bridging
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 51 other companies its directors have run, named
- 3 background checks on its contact details
- All 17 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Aspen Bridging Limited FCA authorised?
What is Aspen Bridging’s phone number and website?
Is Aspen Bridging a scam or clone?
Is my money safe with Aspen Bridging?
Who owns Aspen Bridging?
Who runs Aspen Bridging?
How long has Aspen Bridging been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk