AspireLane Wealth Planning Ltd

Reference number: 840200

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AspireLane Wealth Planning Ltd (FRN 840200) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use AspireLane Wealth Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AspireLane Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aspirelane.co.uk first appeared online, and whether it can receive email
  • What kind of line 07588 002803 is
  • Who else gives the postcode BD16 4AZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • AspireLane Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 March 2019 (7 years old)
Registered office
10 The Orchards, Bingley, BD16 4AZ, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Rajesh Choorithody Director Dec 1984 29 Mar 2019 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£159k

+2.3% from £155k

Employees (average)

2

Same as 2

Owed within a year

£67.4k

+22% from £55.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11914158. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AspireLane Wealth Planning’s history from the FCA register and Companies House, newest first.

2021

11 March 2021

  • Began trading as "AspireLane"

FCA register

2019

12 April 2019

  • Became an appointed representative

FCA register

29 March 2019

  • Incorporated at Companies House
  • Rajesh Choorithody took control (75–100% of shares)
  • Rajesh Choorithody appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like AspireLane Wealth Planning

Other firms of the same type (financial adviser), nearest first.

In Bingley

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AspireLane Wealth Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is AspireLane Wealth Planning Ltd FCA authorised?
AspireLane Wealth Planning Ltd (FRN 840200) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AspireLane Wealth Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AspireLane Wealth Planning Ltd (FRN 840200) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use AspireLane Wealth Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AspireLane Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AspireLane Wealth Planning’s phone number and website?
The FCA register lists the phone number 07588 002803 and the website aspirelane.co.uk for AspireLane Wealth Planning. If you were given different contact details, use these to check with the firm before going any further.
Is AspireLane Wealth Planning a scam or clone?
AspireLane Wealth Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AspireLane Wealth Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for AspireLane Wealth Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AspireLane Wealth Planning?
Companies House lists one person with significant control of AspireLane Wealth Planning: Mr Rajesh Choorithody (75–100% of shares).
Who runs AspireLane Wealth Planning?
Companies House lists one director of AspireLane Wealth Planning: Rajesh Choorithody.
How long has AspireLane Wealth Planning been in business?
The company was formed on 29 March 2019.
What do AspireLane Wealth Planning’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £159k (+2.3% from £155k).
Does AspireLane Wealth Planning use any other names?
It trades as AspireLane.

Sources and links

The full report on AspireLane Wealth Planning Ltd

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