Asset Reality Ltd

Reference number: 1022133

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is how cryptoasset firms are registered. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no compensation to fall back on. The FCA's own position is that crypto is largely unregulated in the UK and that compensation for crypto losses is highly unlikely.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When assetreality.com first appeared online, and whether it can receive email
  • What kind of line 020 4582 5370 is
  • Whether EC2A 4NE is a shared office: 82 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • ASSET REALITY LIMITED Former name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service generally does not cover unregulated cryptoasset activity.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12563684
Company status
Active
Company type
Private limited company
Incorporated
20 April 2020 (6 years old)
Registered office
3rd Floor 86-90 Paul Street, London, EC2A 4NE, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Aidan Joseph Larkin Director Jan 1983 20 Apr 2020 3 other companies
Hugo David Lewis Elliott Director Feb 1973 2 Apr 2021 4 other companies
Christopher John Ridsdale Tyrer Director May 1979 1 Sep 2023 1 other company
Vance Spencer Director Mar 1991 25 Jan 2024 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£5.21m

−43% from £9.19m

Cash at bank

£124k

−97% from £4.94m

Employees (average)

29

−3.3% from 30

Owed within a year

£142k

−60% from £354k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12563684. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Asset Reality’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2025

28 July 2025

  • Changed its registered name from "ASSET REALITY LIMITED"

FCA register

20 June 2025

  • Registered with the FCA

FCA register

2022

30 November 2022

  • Hugo David Lewis Elliott stopped being a part-owner

Companies House

2021

25 October 2021

  • Hugo David Lewis Elliott became a part-owner (25–50% of shares)

Companies House

2020

20 April 2020

  • Incorporated at Companies House
  • Aidan Joseph Larkin became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Asset Reality

Other FCA-listed firms that share a director, phone number or address with Asset Reality. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Get the full report on Asset Reality

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Asset Reality Ltd FCA authorised?
Asset Reality Ltd (FRN 1022133) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Asset Reality’s phone number and website?
The FCA register lists the phone number 020 4582 5370 and the website assetreality.com for Asset Reality. If you were given different contact details, use these to check with the firm before going any further.
Is Asset Reality a scam or clone?
Asset Reality is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Asset Reality?
Money you hand to Asset Reality is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Asset Reality?
Companies House lists one person with significant control of Asset Reality: Mr Aidan Joseph Larkin (25–50% of shares). Before that, it was controlled by Mr Hugo David Lewis Elliott.
Who runs Asset Reality?
Companies House lists 4 directors of Asset Reality: Aidan Joseph Larkin, Hugo David Lewis Elliott, Christopher John Ridsdale Tyrer and Vance Spencer.
How long has Asset Reality been in business?
The company was formed on 20 April 2020.
What do Asset Reality’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £5.21m (−43% from £9.19m) and cash at bank of £124k (−97% from £4.94m).
Does Asset Reality use any other names?
It has previously used the name ASSET REALITY LIMITED.

Sources and links

The full report on Asset Reality Ltd

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