Astute Financial & Mortgage Advisers Ltd

Reference number: 811049

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When astutefin.co.uk first appeared online, and whether it can receive email
  • What kind of line 01642 134100 is, and the other firm that gives it
  • Who else gives the postcode TS5 7BP
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home purchase plan
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 April 2018 (8 years old)
Registered office
261a Acklam Road, Acklam, Middlesbrough, TS5 7BP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Geoffrey Daniel Bollands Director Apr 1982 10 Apr 2018 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
2
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£304k

+128% from £133k

Cash at bank

£251k

+33% from £190k

Owed within a year

£232k

+22% from £191k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11302671. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Astute Financial & Mortgage Advisers’s history from the FCA register and Companies House, newest first.

2024

31 March 2024

  • Steven Charles Innocent stopped being a part-owner

Companies House

2019

28 March 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

10 April 2018

  • Incorporated at Companies House
  • Paul Geoffrey Daniel Bollands took control (75–100% of shares)
  • Steven Charles Innocent became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms connected to Astute Financial & Mortgage Advisers

Other FCA-listed firms that share a director, phone number or address with Astute Financial & Mortgage Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Astute Financial & Mortgage Advisers

Other firms of the same type (financial adviser), nearest first.

In Middlesbrough

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Astute Financial & Mortgage Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Astute Financial & Mortgage Advisers Ltd FCA authorised?
Yes, Astute Financial & Mortgage Advisers Ltd (FRN 811049) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2019 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Astute Financial & Mortgage Advisers’ phone number and website?
The FCA register lists the phone number 01642 134100 and the website astutefin.co.uk for Astute Financial & Mortgage Advisers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Astute Financial & Mortgage Advisers a scam or clone?
Astute Financial & Mortgage Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Astute Financial & Mortgage Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Astute Financial & Mortgage Advisers to the Financial Ombudsman Service, free of charge.
Who owns Astute Financial & Mortgage Advisers?
Companies House lists one person with significant control of Astute Financial & Mortgage Advisers: Mr Paul Geoffrey Daniel Bollands (75–100% of shares). Before that, it was controlled by Mr Steven Charles Innocent.
Who runs Astute Financial & Mortgage Advisers?
Companies House lists one director of Astute Financial & Mortgage Advisers: Paul Geoffrey Daniel Bollands.
How long has Astute Financial & Mortgage Advisers been in business?
The company was formed on 10 April 2018, and has held its current FCA authorisation since March 2019.
What do Astute Financial & Mortgage Advisers’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £304k (+128% from £133k) and cash at bank of £251k (+33% from £190k).

Sources and links

The full report on Astute Financial & Mortgage Advisers Ltd

£19.99 · Instant PDF download

Loading secure checkout…