AT Mortgage Consultants Ltd

Reference number: 959778

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AT Mortgage Consultants Ltd (FRN 959778) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use AT Mortgage Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AT Mortgage Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When atmortgageconsultants.com first appeared online, and whether it can receive email
  • What kind of line 07341 455551 is
  • Who else gives the postcode BS4 1EW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13491242
Company status
Active
Company type
Private limited company
Incorporated
2 July 2021 (5 years old)
Registered office
338 London Road, Portsmouth, PO2 9JY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Terence Hall Director Jan 1967 2 Jul 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£8,000

Up £9,132 from −£1,132

Cash at bank

£23.0k

+5.6% from £21.7k

Employees (average)

3

−25% from 4

Owed within a year

£15.1k

−35% from £23.1k

Total equity

In the full report: all 4 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13491242. Figures are exactly as filed; nothing is estimated.

Key dates in its history

AT Mortgage Consultants’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2025

11 August 2025

  • Alan Wayne Reynolds stopped being a part-owner

Companies House

2021

6 October 2021

  • Became an appointed representative

FCA register

2 July 2021

  • Incorporated at Companies House
  • Alan Wayne Reynolds became a part-owner (25–50% of shares)
  • Terence Hall took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like AT Mortgage Consultants

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bristol

Advise and Protect LimitedBristolAppointed representativeAlko Mortgages LtdBristolAppointed representativeAlternative Business Funding LimitedBristolAppointed representativeAmar SinghBristolAppointed representativeAmberley Financial Services LimitedBristolAppointed representativeAndy Rooke Financial Consultancy LimitedBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AT Mortgage Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is AT Mortgage Consultants Ltd FCA authorised?
AT Mortgage Consultants Ltd (FRN 959778) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AT Mortgage Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AT Mortgage Consultants Ltd (FRN 959778) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use AT Mortgage Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AT Mortgage Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AT Mortgage Consultants’ phone number and website?
The FCA register lists the phone number 07341 455551 and the website atmortgageconsultants.com for AT Mortgage Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is AT Mortgage Consultants a scam or clone?
AT Mortgage Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AT Mortgage Consultants?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for AT Mortgage Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AT Mortgage Consultants?
Companies House lists one person with significant control of AT Mortgage Consultants: Mr Terence Hall (75–100% of shares). Before that, it was controlled by Mr Alan Wayne Reynolds.
Who runs AT Mortgage Consultants?
Companies House lists one director of AT Mortgage Consultants: Terence Hall.
How long has AT Mortgage Consultants been in business?
The company was formed on 2 July 2021.
What do AT Mortgage Consultants’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £8,000 (up £9,132 from −£1,132) and cash at bank of £23.0k (+5.6% from £21.7k).

Sources and links

The full report on AT Mortgage Consultants Ltd

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