Atlas Financial Planning Limited

Reference number: 439996

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When atlasplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 3026 2000 is
  • Who else gives the postcode BT34 3NQ
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Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • support@atlasfx.co
Fake websites (1)
  • atlasfx.co
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 September 2005 (21 years old)
Registered office
8 Osborne Promenade, Warrenpoint, Newry, BT34 3NQ, Northern Ireland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Frank James Smyth Director Mar 1971 14 Sep 2005 None
Lorraine Smyth Secretary Not published 14 Sep 2005 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£94.8k

+17% from £81.0k

Employees (average)

3

Same as 3

Owed within a year

£9,365

+30% from £7,197

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI056511. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Atlas Financial Planning’s history from the FCA register and Companies House, newest first.

2025

4 December 2025

  • Lorraine Smyth became a part-owner (25–50% of shares)

Companies House

2020

9 November 2020

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

14 September 2016

  • Frank James Smyth became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

7 December 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

14 September 2005

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Atlas Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Newry

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Atlas Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Atlas Financial Planning Limited FCA authorised?
Yes, Atlas Financial Planning Limited (FRN 439996) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2005 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Atlas Financial Planning’s phone number and website?
The FCA register lists the phone number 028 3026 2000 and the website atlasplanning.co.uk for Atlas Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Atlas Financial Planning a scam or clone?
Scammers have impersonated Atlas Financial Planning: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Atlas Financial Planning, shown on this page.
Is my money safe with Atlas Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Atlas Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Atlas Financial Planning?
Companies House lists 2 people with significant control of Atlas Financial Planning: Lorraine Smyth (25–50% of shares) and Mr Frank James Smyth (25–50% of shares).
Who runs Atlas Financial Planning?
Companies House lists one director of Atlas Financial Planning: Frank James Smyth.
How long has Atlas Financial Planning been in business?
The company was formed on 14 September 2005, and has held its current FCA authorisation since December 2005.
What do Atlas Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £94.8k (+17% from £81.0k).

Sources and links

The full report on Atlas Financial Planning Limited

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