Atlas Mortgages Ltd

Reference number: 465665

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ASHTON MORTGAGE & FINANCIAL SOLUTIONS LIMITED Reference number: 402969 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Atlas Mortgages Ltd (FRN 465665) is an AR of ASHTON MORTGAGE & FINANCIAL SOLUTIONS LIMITED (FRN 402969). When you use Atlas Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Atlas Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When amfsltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01925 299131 is
  • Who else gives the postcode WA5 4PW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ashton Mortgage & Financial Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06003018
Company status
Active
Company type
Private limited company
Incorporated
20 November 2006 (19 years old)
Registered office
6 Hawkshead Road, Burtonwood, Warrington, WA5 4PW
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
John Mckeegan Director Apr 1959 20 Nov 2006 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£30.2k

<1% from £30.2k

Employees (average)

1

Same as 1

Owed within a year

£8,047

−9.8% from £8,922

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06003018. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Atlas Mortgages’s history from the FCA register and Companies House, newest first.

2025

1 December 2025

  • John McKeegan gave up control
  • John McKeegan took control (75–100% of shares)

Companies House

2016

6 April 2016

  • John McKeegan took control (75–100% of shares)

Companies House

2007

22 March 2007

  • Became an appointed representative

FCA register

2006

20 November 2006

  • Incorporated at Companies House
  • John McKeegan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Atlas Mortgages

Other firms of the same type (insurance broker), nearest first.

In Warrington

Association of Community Theatre (ACTUK)WarringtonAppointed representativeBulwark Financial Services LimitedWarringtonAppointed representativeChase Property Services LtdWarringtonAppointed representativeISupply Finance LimitedWarringtonAppointed representativeJKK12 LtdWarringtonAppointed representativeKathleen WorrallWarringtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Atlas Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Atlas Mortgages Ltd FCA authorised?
Atlas Mortgages Ltd (FRN 465665) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Atlas Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Atlas Mortgages Ltd (FRN 465665) is an AR of ASHTON MORTGAGE & FINANCIAL SOLUTIONS LIMITED (FRN 402969). When you use Atlas Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Atlas Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Atlas Mortgages’ phone number and website?
The FCA register lists the phone number 01925 299131 and the website amfsltd.co.uk for Atlas Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Atlas Mortgages a scam or clone?
Atlas Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Atlas Mortgages?
Protection works through Ashton Mortgage & Financial Solutions Limited, the principal firm responsible for Atlas Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Atlas Mortgages?
Companies House lists one person with significant control of Atlas Mortgages: Mr John McKeegan (75–100% of shares).
Who runs Atlas Mortgages?
Companies House lists one director of Atlas Mortgages: John McKeegan.
How long has Atlas Mortgages been in business?
The company was formed on 20 November 2006.
What do Atlas Mortgages’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £30.2k (<1% from £30.2k).

Sources and links

The full report on Atlas Mortgages Ltd

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