ATM Living Ltd: FCA regulated?

No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 12 August 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Last known website

atmliving.com
Last known phone number

0330 341 3410
Last known address

A T M Living Ltd, Independence House 1-2, St. Elvins Place, Great Lumley, Chester Le Street, County Durham, DH3 4JW, United Kingdom

In the full report: 3 background checks

When atmliving.com first appeared online, and whether it can receive email
What kind of line 0330 341 3410 is
Who else gives the postcode DH3 4JW

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Companies House records this company in liquidation.
Confirmation statement is overdue at Companies House.
This company has insolvency history on record.

Company number: 15029411 (opens Companies House in a new tab)
Company status: Liquidation
Company type: Private limited company
Incorporated: 26 July 2023 (3 years old)
Registered office: C/O Btg Begbies Traynor(Central)Llp Ground Floor Portland House, 54 New Bridge Street West, Newcastle Upon Tyne, NE1 8AP
Nature of business: Wholesale of furniture, carpets and lighting equipment (SIC 46470)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Toni Constance Brown	Director	Dec 1987	26 Jul 2023	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 0
went insolvent: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
The one that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£3,326

−70% from £11.0k

Cash at bank

£163k

−6.1% from £173k

Employees (average)

3

Same as 3

Owed within a year

£203k

−32% from £298k

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15029411. Figures are exactly as filed; nothing is estimated.

Key dates in its history

ATM Living’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2026

12 August 2026

No longer regulated by the FCA
Stopped being authorised by the FCA

FCA register

2025

22 January 2025

Regulated by the FCA from this date

FCA register

2023

26 July 2023

Incorporated at Companies House
Toni Brown took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 3

Get the full report on ATM Living

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
All 8 events in its history

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Frequently asked questions about this firm

Is ATM Living Ltd FCA authorised?

No. ATM Living Ltd (FRN 1020295) is still listed on the FCA register, but the record is closed: no longer authorised.

Is ATM Living a scam or clone?

ATM Living is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with ATM Living?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with ATM Living has no cover, because it is no longer permitted to carry it out.

Who owns ATM Living?

Companies House lists one person with significant control of ATM Living: Miss Toni Brown (75–100% of shares).

Who runs ATM Living?

Companies House lists one director of ATM Living: Toni Constance Brown.

How long has ATM Living been in business?

The company was formed on 26 July 2023. Companies House now lists it as liquidation.

What do ATM Living’s latest accounts show?

Its latest accounts, to 31 July 2025, show net assets of £3,326 (−70% from £11.0k) and cash at bank of £163k (−6.1% from £173k).