Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 20 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 31 March 2021
Responsible principal firm
Attivo Financial Services Limited Reference number: 462105 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Attivo Financial Planning Limited (FRN 451967) is an AR of Attivo Financial Services Limited (FRN 462105). When you use Attivo Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Attivo Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Honeybourne Place, Jessop Avenue, Cheltenham, GL50 3SH, United Kingdom
In the full report: 1 background check
- Who else gives the postcode GL50 3SH
Other names (3)
If you were contacted under any of these names, it is this firm.
- Fountain Independent Ltd Former name: A name it was registered under before.
- Attivo Private Clients Former trading name: A name it used to trade under.
- Mansion Independent Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Attivo Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05747914 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 March 2006 (20 years old)
- Registered office
- Honeybourne Place, Jessop Avenue, Cheltenham, GL50 3SH, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joanne Marie Gilroy French | Director | Jul 1970 | 18 Oct 2024 | 16 other companies |
| Ian Joseph Plumpton | Director | Mar 1974 | 15 Apr 2025 | 4 other companies |
| Andrew James Clennell | Director | Mar 1977 | 23 May 2025 | 8 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 17
- closed down
- 2
- went insolvent
- 1
In the full report: all 17 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 8 on the FCA register
- The 7 companies these 3 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£3.37m
−5.6% from £3.57m
Profit before tax
£242k
+100% from £121k
Net assets
£135k
−5.6% from £143k
Cash at bank
£2,597
No earlier figure to compare
Turnover and profit
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05747914. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Attivo Financial Planning’s history from the FCA register and Companies House, newest first.
2018
12 July 2018
- Stephen Charles Harper no longer has significant control
Companies House
2016
4 July 2016
- Stephen Charles Harper gained significant control
Companies House
6 April 2016
- Attivo Group Limited took control (75–100% of shares)
Companies House
2012
21 December 2012
- Changed its registered name from "Fountain Independent Ltd"
FCA register
2006
16 May 2006
- Became an appointed representative
FCA register
20 March 2006
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (6 shown here)
- Every director appointment and resignation: 13
Firms connected to Attivo Financial Planning
Other FCA-listed firms that share a director, phone number or address with Attivo Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (3)
- Who links each one: the named directors, with dates
- 5 past links through former directors
Firms like Attivo Financial Planning
Other firms of the same type (financial adviser), nearest first.
In the Gloucester (GL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Attivo Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 17 other companies its directors have run, named
- 1 background check on its contact details
- All 23 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk