ATZ Finance Ltd

Reference number: 962282

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Fiducia Network Ltd Reference number: 917537 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ATZ Finance Ltd (FRN 962282) is an AR of The Fiducia Network Ltd (FRN 917537). When you use ATZ Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ATZ Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3319 0736

  • Address

    The Shard, Floor 24/25, 32 London Bridge Street, London, SE1 9SG, England

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 3319 0736 is
  • Whether SE1 9SG is a shared office: 32 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Fiducia Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ATZ FINANCE LIMITED
Company number
13529384
Company status
Active
Company type
Private limited company
Incorporated
26 July 2021 (5 years old)
Registered office
The Shard, Floor 24/25 32 London Bridge Street, London, SE1 9SG, United Kingdom
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohamed Fatlin Pirandita Director May 1989 26 Jul 2021 4 other companies
Nelesh Kavia Director Dec 1979 25 Feb 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£5,886

Up £14.3k from −£8,417

Employees (average)

2

Same as 2

Owed within a year

£13.8k

+49% from £9,297

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13529384. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ATZ Finance’s history from the FCA register and Companies House, newest first.

2025

1 April 2025

  • Nkmp Holdings Limited took control (75–100% of shares)

Companies House

25 February 2025

  • Nelesh Kavia gained significant control
  • Nelesh Kavia appointed as a director

Companies House

2021

29 October 2021

  • Became an appointed representative

FCA register

26 July 2021

  • Incorporated at Companies House
  • Mohamed Fatiin Pirandita gained significant control
  • Mohamed Fatlin Pirandita appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like ATZ Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ATZ Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is ATZ Finance Ltd FCA authorised?
ATZ Finance Ltd (FRN 962282) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ATZ Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ATZ Finance Ltd (FRN 962282) is an AR of The Fiducia Network Ltd (FRN 917537). When you use ATZ Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ATZ Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is ATZ Finance’s phone number?
The FCA register lists the phone number 020 3319 0736 for ATZ Finance. If you were given different contact details, use these to check with the firm before going any further.
Is ATZ Finance a scam or clone?
ATZ Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ATZ Finance?
Protection works through The Fiducia Network Ltd, the principal firm responsible for ATZ Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns ATZ Finance?
ATZ Finance is owned by Nkmp Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 1 April 2025.
Who runs ATZ Finance?
Companies House lists 2 directors of ATZ Finance: Mohamed Fatlin Pirandita and Nelesh Kavia.
How long has ATZ Finance been in business?
The company was formed on 26 July 2021.
What do ATZ Finance’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £5,886 (up £14.3k from −£8,417).

Sources and links

The full report on ATZ Finance Ltd

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