Auto Accept Finance Limited

Reference number: 690032

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01782 574555

  • Address

    Swift House, Liverpool Road, Newcastle-under-Lyme, Staffordshire, ST5 9JJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01782 574555 is
  • Who else gives the postcode ST5 9JJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • AAF Trading name
  • Castle Collections Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06363110
Company status
Active
Company type
Private limited company
Incorporated
6 September 2007 (19 years old)
Registered office
Swift House, Liverpool Road, Newcastle, Staffordshire, ST5 9JJ
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Mawson Director Nov 1976 6 Sep 2007 1 other company
Kevin David Neesam Director Oct 1961 6 Sep 2007 10 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
2
run together
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£160k

−24% from £211k

Cash at bank

£1,702

−13% from £1,964

Owed within a year

£1.32m

−38% from £2.12m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06363110. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Auto Accept Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (19)

2017

8 September 2017

  • Kevin David Neesam gained 50–75% of the votes

Companies House

2016

30 June 2016

  • The Estate Of Derek James Neesam took control (75–100% of shares)

Companies House

9 February 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2007

6 September 2007

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (6 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Auto Accept Finance

Other FCA-listed firms that share a director, phone number or address with Auto Accept Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Auto Accept Finance

Other firms of the same type (lender), nearest first.

In the Stoke-on-Trent (ST) postcode area

Amanda Elizabeth BerrisfordStoke-on-TrentAuthorisedFashion and Furniture (Discounts) LimitedStoke-On-TrentAuthorisedJCB Finance LtdUttoxeterAuthorisedJohn David WilliamsStaffordAuthorisedLime Capital Finance LimitedNewcastleAuthorisedmichael john korbaStoke-On-TrentAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Auto Accept Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 19 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Auto Accept Finance Limited FCA authorised?
Yes, Auto Accept Finance Limited (FRN 690032) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Auto Accept Finance’s phone number?
The FCA register lists the phone number 01782 574555 for Auto Accept Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Auto Accept Finance a scam or clone?
Auto Accept Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Auto Accept Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Auto Accept Finance handles your money, so check the specific product before you commit. You can also refer complaints about Auto Accept Finance to the Financial Ombudsman Service, free of charge.
Who owns Auto Accept Finance?
Companies House lists 2 people with significant control of Auto Accept Finance: The Estate Of Derek James Neesam (75–100% of shares) and Mr Kevin David Neesam (50–75% of votes).
Who runs Auto Accept Finance?
Companies House lists 2 directors of Auto Accept Finance: Nicholas Mawson and Kevin David Neesam.
How long has Auto Accept Finance been in business?
The company was formed on 6 September 2007, and has held its current FCA authorisation since February 2016.
What do Auto Accept Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £160k (−24% from £211k) and cash at bank of £1,702 (−13% from £1,964).
Does Auto Accept Finance use any other names?
It trades as AAF. It has previously used the name Castle Collections.

Sources and links

The full report on Auto Accept Finance Limited

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