Autocred Ltd

Reference number: 1037011

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When watsonmotors.co.uk first appeared online, and whether it can receive email
  • What kind of line 07544 535315 is
  • Who else gives the postcode RM13 9EB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Eden Car Finance Trading name: A name it trades under now.
  • Watson Motors Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 June 2025 (1 year old)
Registered office
Unit 20 New Road, Noaks Industrial Estate, Wennington, Rainham, RM13 9EB, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Muhammad Kamran Nawaz Director Jul 1977 6 Jun 2025 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Autocred’s history from the FCA register and Companies House, newest first.

2025

29 September 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 June 2025

  • Incorporated at Companies House
  • Muhammad Kamran Nawaz took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Autocred

Other FCA-listed firms that share a director, phone number or address with Autocred. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Autocred

Other firms of the same type (car dealer), nearest first.

In Essex

In the Romford (RM) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Autocred

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Autocred Ltd FCA authorised?
Yes, Autocred Ltd (FRN 1037011) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2025 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Autocred’s phone number and website?
The FCA register lists the phone number 07544 535315 and the website watsonmotors.co.uk for Autocred. If you were given different contact details, use these to check with the firm before going any further.
Is Autocred a scam or clone?
Autocred is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Autocred?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Autocred handles your money, so check the specific product before you commit. You can also refer complaints about Autocred to the Financial Ombudsman Service, free of charge.
Who owns Autocred?
Companies House lists one person with significant control of Autocred: Mr Muhammad Kamran Nawaz (75–100% of shares).
Who runs Autocred?
Companies House lists one director of Autocred: Muhammad Kamran Nawaz.
How long has Autocred been in business?
The company was formed on 6 June 2025, and has held its current FCA authorisation since September 2025.
Does Autocred use any other names?
It trades as Eden Car Finance and Watson Motors.

Sources and links

The full report on Autocred Ltd

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