No longer authorised
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 28 July 2026.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Last known phone number
07809 729502
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Last known address
47 Huddersfield Road, Darton, Barnsley, S75 5NF, United Kingdom
In the full report: 2 background checks
- What kind of line 07809 729502 is
- Who else gives the postcode S75 5NF
Other names (2)
If you were contacted under any of these names, it is this firm.
- ADAPTIVE FINANCE SOLUTIONS LIMITED Former name: A name it was registered under before.
- LAST CHANCE FINANCE LIMITED Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action
FCA action
- action
- 1
- most recent
- July 2026
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Permission varied or cancelled on 28 July 2026
The Authority has cancelled the permission and withdrawn the authorisation of Autofund Limited (“the Firm”) of 47 Huddersfield Road,Darton, Barnsley,S75 5NF. The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates. The Authority’s action took effect on 2 8 July 2028 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (the Act), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link: Notice of Decision 2026: Autofund Limited As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Confirmation statement is overdue at Companies House.
- Company number
- 10296941 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 July 2016 (10 years old)
- Registered office
- Cwg House, Gallamore Lane, Market Rasen, Lincolnshire, LN8 3HA, England
- Nature of business
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- Other credit granting not elsewhere classified (SIC 64929)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jonathan Scott Gardiner | Director | Feb 1979 | 26 Jul 2016 | 16 other companies |
| Christopher Adam Gill | Director | Nov 1986 | 26 Jul 2016 | 12 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 20
- closed down
- 12
- went insolvent
- 1
In the full report: all 20 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The one that went into liquidation or administration
- The one on the FCA register
- The 8 companies these 2 directors run together
Filed accounts and finances
Net assets
£5,283
−85% from £35.4k
Cash at bank
£17.8k
+18% from £15.1k
Employees (average)
2
Same as 2
Owed within a year
£38.3k
−29% from £53.8k
Its next accounts are overdue at Companies House.
Net assets
In the full report: all 5 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10296941. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Autofund’s history from the FCA register and Companies House, newest first.
2026
28 July 2026
- FCA action: Permission varied or cancelled
- No longer regulated by the FCA
- Its FCA authorisation was revoked
FCA register
2023
3 May 2023
- Changed its registered name from "ADAPTIVE FINANCE SOLUTIONS LIMITED"
FCA register
2022
17 October 2022
- Christopher Adam Gill stopped being a part-owner
- Gill & Gardiner Holdings Limited took control (75–100% of shares)
- Jonathan Scott Gardiner stopped being a part-owner
Companies House
2018
1 October 2018
- Changed its registered name from "LAST CHANCE FINANCE LIMITED"
FCA register
10 July 2018
- Regulated by the FCA from this date
FCA register
2016
26 July 2016
- Incorporated at Companies House
- Christopher Adam Gill became a part-owner (25–50% of shares)
- Jonathan Scott Gardiner became a part-owner (25–50% of shares)
- Christopher Adam Gill appointed as a director
- Jonathan Scott Gardiner appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Autofund
Other FCA-listed firms that share a director, phone number or address with Autofund. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (1)
- Who links each one: the named directors, with dates
Get the full report on Autofund
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 20 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 14 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Who runs Autofund?
How long has Autofund been in business?
What do Autofund’s latest accounts show?
Has the FCA taken action against Autofund?
Does Autofund use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk