Avamore Specialist Finance 1

Reference number: 972968

Instant download

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Cannon Place, 78 Cannon Street, London, EC4N 6HL, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode EC4N 6HL
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Avamore Capital Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
AVAMORE SPECIALIST FINANCE 1 LTD
Company number
13848161
Company status
Active
Company type
Private limited company
Incorporated
14 January 2022 (4 years old)
Registered office
78 Cannon Street, London, EC4N 6HL, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Ronald Dean Director Dec 1981 14 Jan 2022 6 other companies
Zuhair Uddin Mirza Director Dec 1985 14 Jan 2022 12 other companies
Nicholas Duke Director Jun 1989 17 Oct 2024 6 other companies
Gregory Marcus Tarn Director Nov 1990 21 Mar 2025 7 other companies
Adam Butler Director Aug 1989 15 Oct 2025 5 other companies
Nicholas Duke Secretary Not published 26 Jan 2023 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
still active
16
are FCA-registered
4

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 7 companies these 5 directors run together
  • All 12 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£2,083

−66% from £6,117

Cash at bank

£4,382

Up £3,955 from £427

Employees (average)

4

−20% from 5

Owed within a year

£2,989

−43% from £5,283

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13848161. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Avamore Specialist Finance 1’s history from the FCA register and Companies House, newest first.

Key events (3) All events (23)

2022

11 April 2022

  • Registered with the FCA

FCA register

14 January 2022

  • Incorporated at Companies House
  • Avamore Capital Limited took control (75–100% of shares)

Companies House

In the full report: all 23 events

  • All 23 events in its history (3 shown here)
  • Every director appointment and resignation: 19
Instant PDF download

Firms connected to Avamore Specialist Finance 1

Other FCA-listed firms that share a director, phone number or address with Avamore Specialist Finance 1. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Get the full report on Avamore Specialist Finance 1

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 1 background check on its contact details
  • 4 years of accounts, charted
  • All 23 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Avamore Specialist Finance 1 FCA authorised?
Avamore Specialist Finance 1 (FRN 972968) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Avamore Specialist Finance 1 a scam or clone?
Avamore Specialist Finance 1 is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Avamore Specialist Finance 1?
Money you hand to Avamore Specialist Finance 1 is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Avamore Specialist Finance 1?
Avamore Specialist Finance 1 is owned by Avamore Capital Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 January 2022.
Who runs Avamore Specialist Finance 1?
Companies House lists 5 directors of Avamore Specialist Finance 1: Michael Ronald Dean, Zuhair Uddin Mirza, Nicholas Duke, Gregory Marcus Tarn and Adam Butler.
How long has Avamore Specialist Finance 1 been in business?
The company was formed on 14 January 2022.
What do Avamore Specialist Finance 1’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £2,083 (−66% from £6,117) and cash at bank of £4,382 (up £3,955 from £427).
Does Avamore Specialist Finance 1 use any other names?
It trades as Avamore Capital.

Sources and links

The full report on Avamore Specialist Finance 1

£19.99 · Instant PDF download

Loading secure checkout…