Avonbrae Financial Services Limited

Reference number: 460263

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Avonbrae Financial Services Limited (FRN 460263) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Avonbrae Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Avonbrae Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0141 812 4453

  • Address

    21 Turnhill Drive, Erskine, Renfrewshire, PA8 7AY, United Kingdom

In the full report: 2 background checks

  • What kind of line 0141 812 4453 is
  • Who else gives the postcode PA8 7AY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
AVONBRAE FINANCIAL SERVICES LTD
Company number
SC306681
Company status
Active
Company type
Private limited company
Incorporated
11 August 2006 (20 years old)
Registered office
6th Floor Gordon Chambers, 90 Mitchell Street, Glasgow, G1 3NQ
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Sharon Louise Jack Director Feb 1954 11 Aug 2006 None
Craig Thomas Jack Director Dec 1977 24 Nov 2021 None
Craig Thomas Jack Secretary Not published 11 Aug 2006 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Total equity

£54

Down £658 from £712

Cash at bank

£2,699

−33% from £4,000

Owed within a year

£3,212

−19% from £3,956

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC306681. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Avonbrae Financial Services’s history from the FCA register and Companies House, newest first.

2021

24 November 2021

  • Craig Thomas Jack became a part-owner (25–50% of shares)
  • Craig Thomas Jack appointed as a director

Companies House

2016

6 April 2016

  • Sharon Louise Jack became a part-owner (25–50% of shares)

Companies House

2006

22 November 2006

  • Became an appointed representative

FCA register

11 August 2006

  • Incorporated at Companies House
  • Sharon Louise Jack appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Avonbrae Financial Services

Other firms of the same type (financial adviser), nearest first.

In Erskine

Advanced (Scotland) LimitedErskineAuthorised

In the Paisley (PA) postcode area

Advanced Financial Strategies LtdPaisleyAppointed representativeArgyll Wealth Consultants LimitedLochgilpheadAppointed representativeCK Financial Advisory LtdGreenockAppointed representativeClear Financial Planning LtdPaisleyAppointed representativeCNB Wealth Management LimitedPaisleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Avonbrae Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Avonbrae Financial Services Limited FCA authorised?
Avonbrae Financial Services Limited (FRN 460263) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Avonbrae Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Avonbrae Financial Services Limited (FRN 460263) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Avonbrae Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Avonbrae Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Avonbrae Financial Services’ phone number?
The FCA register lists the phone number 0141 812 4453 for Avonbrae Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Avonbrae Financial Services a scam or clone?
Avonbrae Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Avonbrae Financial Services?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Avonbrae Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Avonbrae Financial Services?
Companies House lists 2 people with significant control of Avonbrae Financial Services: Mr Craig Thomas Jack (25–50% of shares) and Mrs Sharon Louise Jack (25–50% of shares).
Who runs Avonbrae Financial Services?
Companies House lists 2 directors of Avonbrae Financial Services: Sharon Louise Jack and Craig Thomas Jack.
How long has Avonbrae Financial Services been in business?
The company was formed on 11 August 2006.
What do Avonbrae Financial Services’ latest accounts show?
Its latest accounts, to 30 November 2025, show total equity of £54 (down £658 from £712) and cash at bank of £2,699 (−33% from £4,000).

Sources and links

The full report on Avonbrae Financial Services Limited

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