Ayrshire Trailers Ltd

Reference number: 1039585

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • AYRSHIRE TRAILERS LTD (FRN 1039585) introduces customers to Credo Capital Finance Limited (FRN 670362). Any regulated advice or arranging is done by the principal, not AYRSHIRE TRAILERS.
  • Example: if AYRSHIRE TRAILERS refers you to a financial adviser, the advice should come from the principal firm, not from AYRSHIRE TRAILERS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ayrshiretrailers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01294 493774 is
  • Who else gives the postcode KA11 5AW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Credo Capital Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 August 2024 (2 years old)
Registered office
Unit A, 3 Moorend, Shewalton Road, Irvine, North Ayrshire, KA11 5AW, Scotland
Nature of business
  • Wholesale trade of motor vehicle parts and accessories (SIC 45310)
  • Other retail sale not in stores, stalls or markets (SIC 47990)
  • Renting and leasing of other machinery, equipment and tangible goods not elsewhere classified (SIC 77390)

Directors and company secretaries

Name Role Born Appointed Other companies
William Joseph Drury Director Aug 1989 5 Aug 2024 1 other company
Mercaddes Maria Macdonald Director Jan 1992 7 Jul 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

17 months to 31 December 2025Micro-entity accountsNot audited

Net assets

£4,326

No earlier figure to compare

Employees (average)

3

No earlier figure to compare

Owed within a year

£351k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC818506. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ayrshire Trailers’s history from the FCA register and Companies House, newest first.

2025

12 August 2025

  • Mercaddes Maria Macdonald became a part-owner (25–50% of shares)

Companies House

9 August 2025

  • Became an introducer appointed representative

FCA register

7 July 2025

  • Mercaddes Maria Macdonald appointed as a director

Companies House

2024

5 August 2024

  • Incorporated at Companies House
  • William Joseph Drury became the majority owner (50–75% of shares)
  • William Joseph Drury appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Ayrshire Trailers

Other firms of the same type (car dealer), nearest first.

In the Kilmarnock (KA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ayrshire Trailers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Ayrshire Trailers Ltd FCA authorised?
Ayrshire Trailers Ltd (FRN 1039585) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Ayrshire Trailers?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Ayrshire Trailers Ltd (FRN 1039585) introduces customers to Credo Capital Finance Limited (FRN 670362). Any regulated advice or arranging is done by the principal, not Ayrshire Trailers. Example: if Ayrshire Trailers refers you to a financial adviser, the advice should come from the principal firm, not from Ayrshire Trailers itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ayrshire Trailers’ phone number and website?
The FCA register lists the phone number 01294 493774 and the website ayrshiretrailers.co.uk for Ayrshire Trailers. If you were given different contact details, use these to check with the firm before going any further.
Is Ayrshire Trailers a scam or clone?
Ayrshire Trailers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ayrshire Trailers?
Protection works through Credo Capital Finance Limited, the principal firm responsible for Ayrshire Trailers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ayrshire Trailers?
Companies House lists 2 people with significant control of Ayrshire Trailers: Mr William Joseph Drury (50–75% of shares) and Miss Mercaddes Maria Macdonald (25–50% of shares).
Who runs Ayrshire Trailers?
Companies House lists 2 directors of Ayrshire Trailers: William Joseph Drury and Mercaddes Maria Macdonald.
How long has Ayrshire Trailers been in business?
The company was formed on 5 August 2024.
What do Ayrshire Trailers’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £4,326 (no earlier figure to compare).

Sources and links

The full report on Ayrshire Trailers Ltd

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