AYT Finance Ltd
Reference number: 987579
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 November 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Connect IFA Ltd Reference number: 441505 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- AYT Finance Ltd (FRN 987579) is an AR of Connect IFA Ltd (FRN 441505). When you use AYT Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from AYT Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
128 City Road, London, London, EC1V 2NX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When aytfinance.com first appeared online, and whether it can receive email
- What kind of line 07985 415145 is
- Whether EC1V 2NX is a shared office: 214 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13835240 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 January 2022 (4 years old)
- Registered office
- 128 City Road, London, EC1V 2NX, United Kingdom
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Vaneet Singh Notey | Director | Sep 1993 | 19 Oct 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£36.7k
+42% from £25.8k
Employees (average)
1
Same as 1
Owed within a year
£8,090
−56% from £18.4k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13835240. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
AYT Finance’s history from the FCA register and Companies House, newest first.
2022
23 November 2022
- Became an appointed representative
FCA register
19 October 2022
- Rajinder Kaur Notey gave up control
- Vaneet Singh Notey took control (75–100% of shares)
Companies House
7 January 2022
- Incorporated at Companies House
- Rajinder Kaur Notey took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like AYT Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on AYT Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 4 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
Is AYT Finance Ltd FCA authorised?
What does appointed representative mean for AYT Finance?
What is AYT Finance’s phone number and website?
Is AYT Finance a scam or clone?
Is my money safe with AYT Finance?
Who owns AYT Finance?
Who runs AYT Finance?
How long has AYT Finance been in business?
What do AYT Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk