Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £41.3k more than it owned
Responsible principal firm
Redgate Specialist Finance Limited Reference number: 988030 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- BABR Finance Limited (FRN 983332) is an AR of Redgate Specialist Finance Limited (FRN 988030). When you use BABR Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from BABR Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Sussex Innovation Centre, Science Park Square, Falmer, Brighton, East Sussex, BN1 9SB, United Kingdom
In the full report: 2 background checks
- What kind of line 07468 015370 is
- Who else gives the postcode BN1 9SB
Other names (4)
If you were contacted under any of these names, it is this firm.
- BABR Finance Ltd Former name: A name it was registered under before.
- Mayrose Finance Ltd Former name: A name it was registered under before.
- Synergy Commercial Finance Former trading name: A name it used to trade under.
- The Finance Boutique (UK) Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Redgate Specialist Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14133796 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 May 2022 (4 years old)
- Registered office
- 1 Suffolk Way, Sevenoaks, TN13 1YL, England
- Nature of business
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- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen John Broom | Director | Jul 1969 | 26 May 2022 | 2 other companies |
| Tommaso Waqar Ahmad | Director | Apr 1979 | 18 Dec 2023 | 5 other companies |
| Paul Bailey | Director | Nov 1970 | 18 Dec 2023 | 6 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 1
- went insolvent
- 1
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 4 companies these 3 directors run together
Filed accounts and finances
Net assets
−£41.3k
Down £21.3k from −£20.0k
Employees (average)
2
+100% from 1
Owed within a year
£58.3k
+52% from £38.4k
Net assets are negative: on its last balance sheet the company owed £41.3k more than it owned.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14133796. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
BABR Finance’s history from the FCA register and Companies House, newest first.
2025
6 January 2025
- Changed its registered name from "BABR Finance Ltd"
FCA register
2024
21 February 2024
- Changed its registered name from "BABR Finance Limited"
- Changed its registered name from "Mayrose Finance Ltd"
FCA register
2023
18 December 2023
- Bailey Ahmad Holdings Limited took control (75–100% of shares)
- Stephen John Broom stopped being the majority owner
Companies House
2022
14 September 2022
- Became an appointed representative
FCA register
26 May 2022
- Incorporated at Companies House
- Stephen John Broom became the majority owner (50–75% of shares)
Companies House
In the full report: all 15 events
- All 15 events in its history (8 shown here)
- Every director appointment and resignation: 3
Firms like BABR Finance
Other firms of the same type (credit broker), nearest first.
In Brighton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on BABR Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 2 background checks on its contact details
- All 15 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk