Bailey Associates Limited

Reference number: 913529

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bailey Associates Limited (FRN 913529) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Bailey Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bailey Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07748 185885

  • Address

    10 Court View Close, Almondsbury, Bristol, Gloucestershire, BS32 4DW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07748 185885 is
  • Who else gives the postcode BS32 4DW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mortgages Unlocked Trading name
  • Bailey Associates Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08209399
Company status
Active
Company type
Private limited company
Incorporated
11 September 2012 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter John Bailey Director Jun 1967 11 Sep 2012 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
still active
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Total equity

£3,408

−85% from £22.3k

Employees (average)

1

Same as 1

Owed within a year

£50.6k

+16% from £43.6k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08209399. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bailey Associates’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2025

24 October 2025

  • Sarah Bailey stopped being a part-owner

Companies House

21 March 2025

  • Changed its registered name from "Bailey Associates Ltd"

FCA register

2022

31 August 2022

  • Sarah Bailey became a part-owner (25–50% of shares)

Companies House

2019

16 September 2019

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Peter John Bailey took control (75–100% of shares)

Companies House

2012

11 September 2012

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Bailey Associates

Other firms of the same type (financial adviser), nearest first.

In Bristol

Aisa Retirement Planning LLPBristolAppointed representativeAlma Vale Wealth Management LimitedBristolAppointed representativeAndow Ellis LimitedBristolAppointed representativeAndrew LawrenceBristolAppointed representativeAndrew Paul ZbijowskiBristolAppointed representativeAnn ReederBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bailey Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Bailey Associates Limited FCA authorised?
Bailey Associates Limited (FRN 913529) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bailey Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bailey Associates Limited (FRN 913529) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Bailey Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bailey Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bailey Associates’ phone number?
The FCA register lists the phone number 07748 185885 for Bailey Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Bailey Associates a scam or clone?
Bailey Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bailey Associates?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Bailey Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bailey Associates?
Companies House lists one person with significant control of Bailey Associates: Mr Peter John Bailey (75–100% of shares). Before that, it was controlled by Mrs Sarah Bailey.
Who runs Bailey Associates?
Companies House lists one director of Bailey Associates: Peter John Bailey.
How long has Bailey Associates been in business?
The company was formed on 11 September 2012.
What do Bailey Associates’ latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £3,408 (−85% from £22.3k).
Does Bailey Associates use any other names?
It trades as Mortgages Unlocked. It has previously used the name Bailey Associates Ltd.

Sources and links

The full report on Bailey Associates Limited

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