Bakers, Food & Allied Workers' Union

Reference number: 401799

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Introducer appointed representative

Bakers, Food & Allied Workers' Union can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Union Income Benefit Holdings Limited Reference number: 307575 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Bakers, Food & Allied Workers' Union (FRN 401799) introduces customers to Union Income Benefit Holdings Limited (FRN 307575). Any regulated advice or arranging is done by the principal, not Bakers, Food & Allied Workers' Union.
  • Example: if Bakers, Food & Allied Workers' Union refers you to a financial adviser, the advice should come from the principal firm, not from Bakers, Food & Allied Workers' Union itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bfawu.org first appeared online, and whether it can receive email
  • What kind of line 07739 326017 is
  • Who else gives the postcode AL8 7TA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • BFAWU Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Union Income Benefit Holdings Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Bakers, Food & Allied Workers' Union’s history from the FCA register and Companies House, newest first.

2005

14 January 2005

  • Became an introducer appointed representative

FCA register

2004

3 July 2004

  • Began trading as "BFAWU"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Bakers, Food & Allied Workers' Union

Other FCA-listed firms that share a director, phone number or address with Bakers, Food & Allied Workers' Union. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Bakers, Food & Allied Workers' Union

Other firms of the same type (insurance broker), nearest first.

In Welwyn Garden City

Hertfordshire Police FederationWelwyn Garden CityAppointed representativeBishopsgate Insurance Group LtdWelwyn Garden CityAppointed representativeS R Pearce Wealth Management LtdWelwyn Garden CityAppointed representativeSupporting Education Group LimitedWelwyn Garden CityAppointed representativeIAM Driver Retraining Academy LtdWelwyn Garden CityAppointed representativeAlfred Property Management LimitedWelwyn Garden CityAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bakers, Food & Allied Workers' Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Bakers, Food & Allied Workers' Union FCA authorised?
Bakers, Food & Allied Workers' Union (FRN 401799) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Bakers, Food & Allied Workers' Union?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Bakers, Food & Allied Workers' Union (FRN 401799) introduces customers to Union Income Benefit Holdings Limited (FRN 307575). Any regulated advice or arranging is done by the principal, not Bakers, Food & Allied Workers' Union. Example: if Bakers, Food & Allied Workers' Union refers you to a financial adviser, the advice should come from the principal firm, not from Bakers, Food & Allied Workers' Union itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bakers, Food & Allied Workers' Union’s phone number and website?
The FCA register lists the phone number 07739 326017 and the website bfawu.org for Bakers, Food & Allied Workers' Union. If you were given different contact details, use these to check with the firm before going any further.
Is Bakers, Food & Allied Workers' Union a scam or clone?
Bakers, Food & Allied Workers' Union is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bakers, Food & Allied Workers' Union?
Protection works through Union Income Benefit Holdings Limited, the principal firm responsible for Bakers, Food & Allied Workers' Union's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Bakers, Food & Allied Workers' Union use any other names?
It trades as BFAWU.

Sources and links

The full report on Bakers, Food & Allied Workers' Union

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