Balance: Wealth Planning Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Your funds are protected by FSCS
No FCA actions
Active company since 2013
Accounts filed up to 30 June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

balancewealth.uk (opens in a new tab)
Phone number

0115 772 2126
Address

Balance Wealth Planning, The Point, Loughborough Road, West Bridgford, Nottingham, Nottinghamshire, NG2 7QW, United Kingdom

In the full report: 3 background checks

When balancewealth.uk first appeared online, and whether it can receive email
What kind of line 0115 772 2126 is
Who else gives the postcode NG2 7QW

Other names (2)

If you were contacted under any of these names, it is this firm.

Balance Wealth Former trading name: A name it used to trade under.
Think Smarter Consulting Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08552799 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 June 2013 (13 years old)
Registered office: The Point Loughborough Road, West Bridgford, Nottingham, NG2 7QW, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Rebecca Elizabeth Aldridge	Director	Jul 1978	3 Jun 2013	7 other companies
Carolyn Helen Talkes-Nicholls	Director	May 1973	6 Jan 2022	2 other companies
Krupesh Vipul Kotecha	Director	Jul 1981	9 Feb 2022	1 other company
Susan Claire Lovell	Director	Jul 1977	12 Oct 2026	1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 3
are FCA-registered: 2

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 1 company these 4 directors run together
All 7 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£329k

+23% from £268k

Cash at bank

£209k

+28% from £163k

Employees (average)

23

+9.5% from 21

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08552799. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Balance: Wealth Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (24)

2016

6 April 2016

Rebecca Elizabeth Aldridge took control (75–100% of shares)

Companies House

2014

3 November 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2013

3 June 2013

Incorporated at Companies House

Companies House

In the full report: all 24 events

All 24 events in its history (4 shown here)
Every director appointment and resignation: 12

Firms connected to Balance: Wealth Planning

Other FCA-listed firms that share a director, phone number or address with Balance: Wealth Planning. A link shows who the firm is tied to, not whether either can be trusted.

past links: 2

In the full report: all 0 connected firms, named

2 past links through former directors

Firms like Balance: Wealth Planning

Other firms of the same type (financial adviser), nearest first.

In Nottingham

AVA Wealth LtdNottinghamAuthorised BEST Wealth Management LtdNottinghamSee the register Blowfish Financial Services LimitedNottinghamAuthorised BlueJay Financial Planning LtdNottinghamAuthorised Bradstock Bourne LimitedNottinghamAuthorised Buckley Financial Services LimitedNottinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Balance: Wealth Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 24 events in its history

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Frequently asked questions about this firm

Is Balance: Wealth Planning Limited FCA authorised?

Yes, Balance: Wealth Planning Limited (FRN 629329) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Balance: Wealth Planning’s phone number and website?

The FCA register lists the phone number 0115 772 2126 and the website balancewealth.uk for Balance: Wealth Planning. If you were given different contact details, use these to check with the firm before going any further.

Is Balance: Wealth Planning a scam or clone?

Balance: Wealth Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Balance: Wealth Planning?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Balance: Wealth Planning to the Financial Ombudsman Service, free of charge.

Who owns Balance: Wealth Planning?

Companies House lists one person with significant control of Balance: Wealth Planning: Mrs Rebecca Elizabeth Aldridge (75–100% of shares).

Who runs Balance: Wealth Planning?

Companies House lists 4 directors of Balance: Wealth Planning: Rebecca Elizabeth Aldridge, Carolyn Helen Talkes-Nicholls, Krupesh Vipul Kotecha and Susan Claire Lovell.

How long has Balance: Wealth Planning been in business?

The company was formed on 3 June 2013, and has held its current FCA authorisation since November 2014.

What do Balance: Wealth Planning’s latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £329k (+23% from £268k) and cash at bank of £209k (+28% from £163k).

Does Balance: Wealth Planning use any other names?

It has previously used 2 other names: Balance Wealth and Think Smarter Consulting.