Balgores Leasing Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 18 years
Protected through the principal
No FCA actions
Active company since 1990
Accounts filed up to 31 December 2025

Responsible principal firm

VIRTUAL INSURANCE PRODUCTS LIMITED Reference number: 307038 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Balgores Leasing Limited (FRN 488665) introduces customers to VIRTUAL INSURANCE PRODUCTS LIMITED (FRN 307038). Any regulated advice or arranging is done by the principal, not Balgores Leasing.
Example: if Balgores Leasing refers you to a financial adviser, the advice should come from the principal firm, not from Balgores Leasing itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Balgores Leasing Limited Reference number: 653426 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

balgores.co.uk (opens in a new tab)
Phone number

01708 384451
Address

1 Bryant Avenue, Gallows Corner, Romford, Essex, RM3 0AP, United Kingdom

In the full report: 3 background checks

When balgores.co.uk first appeared online, and whether it can receive email
What kind of line 01708 384451 is
Who else gives the postcode RM3 0AP

Other names (4)

If you were contacted under any of these names, it is this firm.

Balgores Car & Van Leasing Trading name: A name it trades under now.
LeaseCars4Less Trading name: A name it trades under now.
TheGreenCar.com Trading name: A name it trades under now.
Balgores Leasing Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Virtual Insurance Products Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02463401 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 26 January 1990 (36 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Philip Andrew Slyfield	Director	Apr 1974	21 Apr 2017	None
Paul Alfred Austin	Director	Jul 1952	Not published	17 other companies
Martin Andrew Wilson	Director	Oct 1960	Not published	1 other company
Veryan Wilson	Secretary	Not published	1 Jan 2006	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 17
closed down: 1
went insolvent: 1

In the full report: all 17 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The one that went into liquidation or administration
The 2 on the FCA register
The 1 company these 3 directors run together

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£1.01m

+10% from £920k

Cash at bank

£754k

+1.4% from £743k

Employees (average)

16

+6.7% from 15

Owed within a year

£154k

−40% from £258k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02463401. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Balgores Leasing’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

6 April 2016

Martin Andrew Wilson became a part-owner (25–50% of shares)
Paul Alfred Austin became a part-owner (25–50% of shares)

Companies House

2015

29 January 2015

Changed its registered name from "Balgores Leasing Ltd"

FCA register

2008

9 September 2008

Became an introducer appointed representative

FCA register

1990

26 January 1990

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 1

Get the full report on Balgores Leasing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

17 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is Balgores Leasing Limited FCA authorised?

Balgores Leasing Limited (FRN 488665) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Balgores Leasing?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Balgores Leasing Limited (FRN 488665) introduces customers to VIRTUAL INSURANCE PRODUCTS LIMITED (FRN 307038). Any regulated advice or arranging is done by the principal, not Balgores Leasing. Example: if Balgores Leasing refers you to a financial adviser, the advice should come from the principal firm, not from Balgores Leasing itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Balgores Leasing’s phone number and website?

The FCA register lists the phone number 01708 384451 and the website balgores.co.uk for Balgores Leasing. If you were given different contact details, use these to check with the firm before going any further.

Is Balgores Leasing a scam or clone?

Balgores Leasing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Balgores Leasing?

Protection works through Virtual Insurance Products Limited, the principal firm responsible for Balgores Leasing's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Balgores Leasing?

Companies House lists 2 people with significant control of Balgores Leasing: Mr Martin Andrew Wilson (25–50% of shares) and Mr Paul Alfred Austin (25–50% of shares).

Who runs Balgores Leasing?

Companies House lists 3 directors of Balgores Leasing: Philip Andrew Slyfield, Paul Alfred Austin and Martin Andrew Wilson.

How long has Balgores Leasing been in business?

The company was formed on 26 January 1990.

What do Balgores Leasing’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £1.01m (+10% from £920k) and cash at bank of £754k (+1.4% from £743k).

Does Balgores Leasing use any other names?

It trades as Balgores Car & Van Leasing, LeaseCars4Less and TheGreenCar.com. It has previously used the name Balgores Leasing Ltd.