Bank of China (UK) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 19 years
Your funds are protected by FSCS
No FCA actions
Active company since 2007

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

bankofchina.com/uk (opens in a new tab)
Phone number

020 7282 8888
Address

Bank Of China (UK) Ltd, 1 Lothbury, London, EC2R 7DB, United Kingdom

In the full report: 3 background checks

When bankofchina.com first appeared online, and whether it can receive email
What kind of line 020 7282 8888 is
Who else gives the postcode EC2R 7DB

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (15 permissions)

Accepting Deposits
Acting as a CBTL administrator
Acting as a CBTL lender
Administering a regulated mortgage contract
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Credit Broking
Dealing in investments as agent
Dealing in investments as principal
Entering into a regulated mortgage contract as lender
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06193060 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 March 2007 (19 years old)
Registered office: 1 Lothbury, London, EC2R 7DB
Nature of business: Banks (SIC 64191)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Gerard Patrick Lyons (Dr)	Director	Mar 1961	20 Oct 2016	8 other companies
Wenjian Fang	Director	Mar 1970	2 Nov 2018	1 other company
Richard Harry Reid	Director	Feb 1956	5 Mar 2025	None
Peter John Reid	Director	Aug 1962	10 Mar 2025	None
Jinjun Peng	Director	Sep 1973	31 Jul 2025	None
Lijuan Zhang	Director	Jun 1975	18 Aug 2025	None
Richard John Keers	Director	Aug 1963	19 Jan 2026	None
Ying Luo	Director	Sep 1974	18 May 2026	None
Qing Zhou	Secretary	Not published	28 Sep 2017	–

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 1
still active: 8

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 8 directors sit on each board, and since when
Any that went into liquidation or administration
All 29 people who have ever been directors, with their dates

Key dates in its history

Bank of China (UK)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (56)

2016

6 April 2016

Ministry Of Finance Of The People's Republic Of China gained significant control

Companies House

2013

1 April 2013

Regulated by the FCA from this date
Regulated by the Prudential Regulation Authority from this date

FCA register

2007

24 September 2007

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

29 March 2007

Incorporated at Companies House

Companies House

In the full report: all 56 events

All 56 events in its history (6 shown here)
Every director appointment and resignation: 48

Firms connected to Bank of China (UK)

Other FCA-listed firms that share a director, phone number or address with Bank of China (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like Bank of China (UK)

Other firms of the same type (bank or building society), nearest first.

In London

Wells Fargo Bank, National AssociationLondonAuthorised Credit Suisse (UK) LimitedLondonAuthorised UBS AGLondonAuthorised DB UK Bank LimitedLondonAuthorised Deutsche Bank AGLondonAuthorised J.P. Morgan Securities PLCLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bank of China (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
3 background checks on its contact details
All 56 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bank of China (UK) Limited FCA authorised?

Yes, Bank of China (UK) Limited (FRN 467410) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2007 and works as a bank or building society. The FCA has placed no limits on its permissions.

What is Bank of China (UK)’s phone number and website?

The FCA register lists the phone number 020 7282 8888 and the website bankofchina.com/uk for Bank of China (UK). If you were given different contact details, use these to check with the firm before going any further.

Is Bank of China (UK) a scam or clone?

Bank of China (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Bank of China (UK)?

It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bank of China (UK) to the Financial Ombudsman Service, free of charge.

Who owns Bank of China (UK)?

Companies House lists one person with significant control of Bank of China (UK): Ministry Of Finance Of The People's Republic Of China (significant influence or control).

Who runs Bank of China (UK)?

Companies House lists 8 directors of Bank of China (UK): Gerard Patrick Lyons (Dr), Wenjian Fang, Richard Harry Reid, Peter John Reid, Jinjun Peng, Lijuan Zhang and 2 more.

How long has Bank of China (UK) been in business?

The company was formed on 29 March 2007, and has held its current FCA authorisation since September 2007.