Bank of Ireland (UK) PLC

Reference number: 512956

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bankofirelanduk.com first appeared online, and whether it can receive email
  • What kind of line 0330 123 4444 is
  • Who else gives the postcode EC2V 7EH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • AA Mortgages Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (4)
  • +353 1443 4231
  • 020 7193 8675
  • 020 8126 9426
  • 020 8126 9432
Fake email addresses (3)
  • alex.ryan@boi.eu.com
  • compliance@boiplc.com
  • info@boiplc.com
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Accepting Deposits
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
86
upheld, against a 31% median
22%
about banking and credit
57

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07022885
Company status
Active
Company type
Public limited company
Incorporated
17 September 2009 (17 years old)
Registered office
45 Gresham Street, London, EC2V 7EH, England
Nature of business
  • Banks (SIC 64191)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Wynford Moore Director Jan 1960 1 Apr 2018 65 other companies
Clare Leslie Goldie-Scot Director May 1963 1 Jul 2021 6 other companies
Enda Michael Johnson Director Dec 1979 12 May 2022 None
Thomas David Wright Director Mar 1975 24 Oct 2022 4 other companies
Gail Louise Goldie Director May 1979 22 Jan 2024 2 other companies
Helen Margaret Page Director Jan 1970 9 Feb 2024 8 other companies
Aine Mary Mccleary Director Jun 1971 29 Jul 2024 None
Stephen James Pateman Director Sep 1963 1 Dec 2024 None
Karina Trudy Mcteague Director May 1962 21 Nov 2025 7 other companies
Robert William Harding Director Jan 1974 1 Jul 2026 4 other companies
HILL WILSON SECRETARIAL LTD Corporate secretary Not published 17 Sep 2009 –

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
96
closed down
28
went insolvent
1

In the full report: all 96 companies, named

  • What each company does, and whether it is still trading
  • Which of these 10 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 15 on the FCA register, including 2 no longer authorised
  • All 49 people who have ever been directors, with their dates
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Key dates in its history

Bank of Ireland (UK)’s history from the FCA register and Companies House, newest first.

Key events (9) All events (101)

2020

27 July 2020

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2017

7 July 2017

  • The Governor And The Company Of The Bank Of Ireland gave up control

Companies House

2016

6 April 2016

  • The Governor And Company Of The Bank Of Ireland took control (75–100% of shares)
  • The Governor And The Company Of The Bank Of Ireland took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2010

11 October 2010

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2009

17 September 2009

  • Incorporated at Companies House

Companies House

In the full report: all 101 events

  • All 101 events in its history (9 shown here)
  • Every director appointment and resignation: 86
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Firms connected to Bank of Ireland (UK)

Other FCA-listed firms that share a director, phone number or address with Bank of Ireland (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
past links
6

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like Bank of Ireland (UK)

Other firms of the same type (bank or building society), nearest first.

In London

Santander UK PLCLondonAuthorisedMonzo Bank LimitedLondonAuthorisedNational Westminster Bank Public Limited CompanyLondonAuthorisedLloyds Bank PLCLondonAuthorisedBarclays Bank PLCLondonAuthorisedBarclays Bank UK PLCLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bank of Ireland (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 96 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 101 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bank of Ireland (UK) PLC FCA authorised?
Yes, Bank of Ireland (UK) PLC (FRN 512956) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2010 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is Bank of Ireland (UK)’s phone number and website?
The FCA register lists the phone number 0330 123 4444 and the website bankofirelanduk.com for Bank of Ireland (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Bank of Ireland (UK) a scam or clone?
Scammers have impersonated Bank of Ireland (UK): the FCA has published 2 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Bank of Ireland (UK), shown on this page.
Is my money safe with Bank of Ireland (UK)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bank of Ireland (UK) to the Financial Ombudsman Service, free of charge.
Who owns Bank of Ireland (UK)?
Bank of Ireland (UK) is owned by The Governor And Company Of The Bank Of Ireland, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by The Governor And The Company Of The Bank Of Ireland.
Who runs Bank of Ireland (UK)?
Companies House lists 10 directors of Bank of Ireland (UK): Philip Wynford Moore, Clare Leslie Goldie-Scot, Enda Michael Johnson, Thomas David Wright, Gail Louise Goldie, Helen Margaret Page and 4 more.
How long has Bank of Ireland (UK) been in business?
The company was formed on 17 September 2009, and has held its current FCA authorisation since October 2010.
How many complaints does Bank of Ireland (UK) get?
In January–June 2025, the Financial Ombudsman Service received 86 new complaints about Bank of Ireland (UK), and upheld 22% of those it decided.
Does Bank of Ireland (UK) use any other names?
It has previously used the name AA Mortgages.

Sources and links

The full report on Bank of Ireland (UK) PLC

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