Banks Lyon Jewellers Limited

Reference number: 713963

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bankslyon.co.uk first appeared online, and whether it can receive email
  • What kind of line 01524 381020 is
  • Who else gives the postcode LA1 1LH
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04430605
Company status
Active
Company type
Private limited company
Incorporated
3 May 2002 (24 years old)
Registered office
36-40 Church Street, Lancaster, Lancashire, LA1 1LH, United Kingdom
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Rodney Banks-Lyon Director Mar 1956 3 May 2002 None
Maxine Pascal Francis Director Apr 1988 23 Nov 2016 None
John Philip Francis Director Jun 1985 25 Oct 2024 None
Rodney Banks-Lyon Secretary Not published 3 May 2002 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Full accountsNot audited

Net assets

£3.55m

<1% from £3.53m

Cash at bank

£385k

+36% from £284k

Owed within a year

£541k

−7.2% from £583k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04430605. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Banks Lyon Jewellers’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2017

3 May 2017

  • Rodney Banks-Lyon became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Jasmin Banks Lyon became a part-owner (25–50% of shares)

Companies House

2015

6 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

3 May 2002

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms like Banks Lyon Jewellers

Other firms of the same type (retailer), nearest first.

In Lancaster

Laurelle LimitedLancasterAuthorisedJ. Atkinson & Co. (Lancaster) LimitedLancasterAuthorisedMcDonnell Bell Company LimitedLancasterAuthorisedSim Communications LtdLancasterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Banks Lyon Jewellers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Banks Lyon Jewellers Limited FCA authorised?
Yes, Banks Lyon Jewellers Limited (FRN 713963) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a retailer. The FCA has placed no limits on its permissions.
What is Banks Lyon Jewellers’ phone number and website?
The FCA register lists the phone number 01524 381020 and the website bankslyon.co.uk for Banks Lyon Jewellers. If you were given different contact details, use these to check with the firm before going any further.
Is Banks Lyon Jewellers a scam or clone?
Banks Lyon Jewellers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Banks Lyon Jewellers?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Banks Lyon Jewellers handles your money, so check the specific product before you commit. You can also refer complaints about Banks Lyon Jewellers to the Financial Ombudsman Service, free of charge.
Who owns Banks Lyon Jewellers?
Companies House lists 2 people with significant control of Banks Lyon Jewellers: Mr Rodney Banks-Lyon (25–50% of shares) and Jasmin Banks Lyon (25–50% of shares).
Who runs Banks Lyon Jewellers?
Companies House lists 3 directors of Banks Lyon Jewellers: Rodney Banks-Lyon, Maxine Pascal Francis and John Philip Francis.
How long has Banks Lyon Jewellers been in business?
The company was formed on 3 May 2002, and has held its current FCA authorisation since October 2015.
What do Banks Lyon Jewellers’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £3.55m (<1% from £3.53m) and cash at bank of £385k (+36% from £284k).

Sources and links

The full report on Banks Lyon Jewellers Limited

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