Bannau Wealth Limited
Reference number: 1008254
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 September 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Bannau Wealth Limited (FRN 1008254) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Bannau Wealth's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Bannau Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
St. James's Place House, 2610 The Quadrant, Aztec West, Almondsbury, Bristol, BS32 4AQ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When bannau-wealth.co.uk first appeared online, and whether it can receive email
- What kind of line 07701 336723 is
- Whether BS32 4AQ is a shared office: 38 other firms give it
Other names (3)
If you were contacted under any of these names, it is this firm.
- Beacons Wealth Limited Former name: A name it was registered under before.
- Tomas O'Neill Former name: A name it was registered under before.
- Beacons Wealth Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15933807 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 September 2024 (2 years old)
- Registered office
- 16 Kipling Avenue, Bath, Somerset, BA2 4RB, England
- Nature of business
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- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Tomas Myles O'Neill | Director | Nov 1992 | 3 Sep 2024 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
£274k
+4% from £263k
Cash at bank
£53.6k
+65% from £32.5k
Employees (average)
1
Same as 1
Owed within a year
£340k
+11% from £306k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15933807. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Bannau Wealth’s history from the FCA register and Companies House, newest first.
2025
27 January 2025
- Changed its registered name from "Beacons Wealth Limited"
FCA register
2024
1 October 2024
- Changed its registered name from "Tomas O'Neill"
FCA register
3 September 2024
- Incorporated at Companies House
- Tomas Myles O'Neill took control (75–100% of shares)
Companies House
6 February 2024
- Became an appointed representative
FCA register
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 1
Firms like Bannau Wealth
Other firms of the same type (financial adviser), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Bannau Wealth
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 9 events in its history
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Frequently asked questions about this firm
Is Bannau Wealth Limited FCA authorised?
What does appointed representative mean for Bannau Wealth?
What is Bannau Wealth’s phone number and website?
Is Bannau Wealth a scam or clone?
Is my money safe with Bannau Wealth?
Who owns Bannau Wealth?
Who runs Bannau Wealth?
How long has Bannau Wealth been in business?
What do Bannau Wealth’s latest accounts show?
Does Bannau Wealth use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk