Barerock Limited

Reference number: 950684

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ifaPROSURE Limited Reference number: 923767 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BAREROCK LIMITED (FRN 950684) is an AR of ifaPROSURE Limited (FRN 923767). When you use BAREROCK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BAREROCK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When barerock.group first appeared online, and whether it can receive email
  • What kind of line 020 3984 7340 is, and the other firm that gives it
  • Who else gives the postcode HX1 1DU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • BAREROCK UW LIMITED Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ifaPROSURE Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12667957
Company status
Active
Company type
Private limited company
Incorporated
13 June 2020 (6 years old)
Registered office
2nd Floor, 4c Albion Street, Halifax, HX1 1DU, England
Nature of business
  • Non-life insurance (SIC 65120)
  • Non-life reinsurance (SIC 65202)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Joseph Newell Director Jul 1978 13 Jun 2020 6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Total equity

−£26.6k

Up £224k from −£251k

Employees (average)

0

Same as 0

Owed within a year

£819k

−42% from £1.42m

Total equity is negative: on its last balance sheet the company owed £26.6k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12667957. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Barerock’s history from the FCA register and Companies House, newest first.

2023

22 February 2023

  • Changed its registered name from "BAREROCK UW LIMITED"

FCA register

2021

9 May 2021

  • Became an appointed representative

FCA register

2020

13 June 2020

  • Incorporated at Companies House
  • Barerock Holdings Limited took control (75–100% of shares)
  • Jonathan Joseph Newell appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Barerock

Other FCA-listed firms that share a director, phone number or address with Barerock. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Barerock

Other firms of the same type (insurance broker), nearest first.

In Halifax

Homes To Own Mortgages LtdHalifaxAppointed representativeOscar Grace Mortgages LimitedHalifaxAppointed representativeThe Safe Deposit Centre LtdHalifaxAppointed representativeifaPROSURE LimitedHalifaxAuthorisedIndependent Health Care Solutions LimitedHalifaxAuthorisedXenia Broking LimitedHalifaxAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Barerock

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Barerock Limited FCA authorised?
Barerock Limited (FRN 950684) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Barerock?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Barerock Limited (FRN 950684) is an AR of ifaPROSURE Limited (FRN 923767). When you use Barerock's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Barerock, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Barerock’s phone number and website?
The FCA register lists the phone number 020 3984 7340 and the website barerock.group for Barerock. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Barerock a scam or clone?
Barerock is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Barerock?
Protection works through ifaPROSURE Limited, the principal firm responsible for Barerock's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Barerock?
Barerock is owned by Barerock Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 June 2020.
Who runs Barerock?
Companies House lists one director of Barerock: Jonathan Joseph Newell.
How long has Barerock been in business?
The company was formed on 13 June 2020.
What do Barerock’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of −£26.6k (up £224k from −£251k).
Does Barerock use any other names?
It has previously used the name BAREROCK UW LIMITED.

Sources and links

The full report on Barerock Limited

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