Barfield Financial Advisors Ltd

Reference number: 451574

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Barfield Financial Advisors Ltd (FRN 451574) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Barfield Financial Advisors's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Barfield Financial Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When barfieldfinancialadvisors.co.uk first appeared online, and whether it can receive email
  • What kind of line 01604 609209 is, and the other firm that gives it
  • Who else gives the postcode NN4 7BF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Barfield Mortgage Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
BARFIELD FINANCIAL ADVISORS LIMITED
Company status
Active
Company type
Private limited company
Incorporated
17 October 1995 (31 years old)
Registered office
28 Queensbridge, Northampton, Northamptonshire, NN4 7BF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Antonio Girardi Director Jun 1993 4 Nov 2019 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Full accountsNot audited

Net assets

£584k

+7.5% from £544k

Cash at bank

£25.5k

−85% from £166k

Owed within a year

£223k

+14% from £196k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03114792. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Barfield Financial Advisors’s history from the FCA register and Companies House, newest first.

2020

31 January 2020

  • Antonio Girardi took control (75–100% of shares)
  • Edward John Cookman stopped being the majority owner
  • Jennifer Cookman stopped being a part-owner

Companies House

2018

27 March 2018

  • Jennifer Cookman became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Edward John Cookman became the majority owner (50–75% of shares)
  • Girardi-Co Limited took control (75–100% of shares)

Companies House

2006

8 May 2006

  • Became an appointed representative

FCA register

1995

17 October 1995

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Barfield Financial Advisors

Other FCA-listed firms that share a director, phone number or address with Barfield Financial Advisors. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Barfield Financial Advisors

Other firms of the same type (financial adviser), nearest first.

In Northampton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Barfield Financial Advisors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Barfield Financial Advisors Ltd FCA authorised?
Barfield Financial Advisors Ltd (FRN 451574) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Barfield Financial Advisors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Barfield Financial Advisors Ltd (FRN 451574) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Barfield Financial Advisors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Barfield Financial Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Barfield Financial Advisors’ phone number and website?
The FCA register lists the phone number 01604 609209 and the website barfieldfinancialadvisors.co.uk for Barfield Financial Advisors. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Barfield Financial Advisors a scam or clone?
Barfield Financial Advisors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Barfield Financial Advisors?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Barfield Financial Advisors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Barfield Financial Advisors?
Barfield Financial Advisors is owned by Girardi-Co Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Jennifer Cookman and Mr Edward John Cookman.
Who runs Barfield Financial Advisors?
Companies House lists one director of Barfield Financial Advisors: Antonio Girardi.
How long has Barfield Financial Advisors been in business?
The company was formed on 17 October 1995.
What do Barfield Financial Advisors’ latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £584k (+7.5% from £544k) and cash at bank of £25.5k (−85% from £166k).
Does Barfield Financial Advisors use any other names?
It trades as Barfield Mortgage Services.

Sources and links

The full report on Barfield Financial Advisors Ltd

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