Barmar Finance Limited

Reference number: 974195

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Scale Space Building, 58 Wood Lane, London, W12 7RZ, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode W12 7RZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Barlow Marshall Trading name: A name it trades under now.
  • Accelerate Digital Limited Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 May 2015 (11 years old)
Registered office
Scale Space, 58 Wood Lane, London, W12 7RZ, United Kingdom
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Manoj Kumar Bithal Director Sep 1971 6 May 2015 35 other companies
Charles Stuart Mindenhall Director May 1971 1 Feb 2017 96 other companies
Melanie Marie Szalkiewicz Director Jul 1979 18 Sep 2023 9 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
126
closed down
44
are FCA-registered
9

In the full report: all 126 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register
  • The 14 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

−£26.2k

−131% from £85.4k

Cash at bank

£68.9k

−72% from £243k

Employees (average)

3

Up 3 from 0

Owed within a year

£983k

+10% from £893k

Net assets are negative: on its last balance sheet the company owed £26.2k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09577068. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Barmar Finance’s history from the FCA register and Companies House, newest first.

2022

9 December 2022

  • Changed its registered name from "Accelerate Digital Limited"

FCA register

27 April 2022

  • Registered with the FCA

FCA register

10 March 2022

  • Barmar Holdings Limited took control (75–100% of shares)

Companies House

2015

6 May 2015

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (4 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Barmar Finance

Other FCA-listed firms that share a director, phone number or address with Barmar Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its postcode
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Get the full report on Barmar Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 126 other companies its directors have run, named
  • 1 background check on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Barmar Finance Limited FCA authorised?
Barmar Finance Limited (FRN 974195) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Barmar Finance a scam or clone?
Barmar Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Barmar Finance?
Money you hand to Barmar Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Barmar Finance?
Barmar Finance is owned by Barmar Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 March 2022.
Who runs Barmar Finance?
Companies House lists 3 directors of Barmar Finance: Manoj Kumar Bithal, Charles Stuart Mindenhall and Melanie Marie Szalkiewicz.
How long has Barmar Finance been in business?
The company was formed on 6 May 2015.
What do Barmar Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£26.2k (−131% from £85.4k) and cash at bank of £68.9k (−72% from £243k).
Does Barmar Finance use any other names?
It trades as Barlow Marshall. It has previously used the name Accelerate Digital Limited.

Sources and links

The full report on Barmar Finance Limited

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