Barnes Business Finance Ltd

Reference number: 1035558

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

EFT Finance Limited Reference number: 667290 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Barnes Business Finance Ltd (FRN 1035558) is an AR of EFT Finance Limited (FRN 667290). When you use Barnes Business Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Barnes Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When barnesbusinessfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07557 793578 is
  • Who else gives the postcode RH6 9LJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through EFT Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16380466
Company status
Active
Company type
Private limited company
Incorporated
10 April 2025 (1 year old)
Registered office
Milnwood, 13 North Parade, Horsham, RH12 2BT, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham Scott-Barnes Director Oct 1969 10 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Barnes Business Finance’s history from the FCA register and Companies House, newest first.

2025

5 July 2025

  • Became an appointed representative

FCA register

10 April 2025

  • Incorporated at Companies House
  • Graham Scott-Barnes took control (75–100% of shares)
  • Graham Scott-barnes appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Barnes Business Finance

Other firms of the same type (credit broker), nearest first.

In Horley

Ellis CoppellottiHorleyAppointed representativeGPM Associates LimitedHorleyAppointed representativeLee FowlerHorleyAppointed representativeThink Asset Finance LimitedHorleyAppointed representativeJeffery GilbertHorleyAuthorisedRyan ClarkeHorleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Barnes Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Barnes Business Finance Ltd FCA authorised?
Barnes Business Finance Ltd (FRN 1035558) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Barnes Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Barnes Business Finance Ltd (FRN 1035558) is an AR of EFT Finance Limited (FRN 667290). When you use Barnes Business Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Barnes Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Barnes Business Finance’s phone number and website?
The FCA register lists the phone number 07557 793578 and the website barnesbusinessfinance.co.uk for Barnes Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Barnes Business Finance a scam or clone?
Barnes Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Barnes Business Finance?
Protection works through EFT Finance Limited, the principal firm responsible for Barnes Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Barnes Business Finance?
Companies House lists one person with significant control of Barnes Business Finance: Mr Graham Scott-Barnes (75–100% of shares).
Who runs Barnes Business Finance?
Companies House lists one director of Barnes Business Finance: Graham Scott-Barnes.
How long has Barnes Business Finance been in business?
The company was formed on 10 April 2025.

Sources and links

The full report on Barnes Business Finance Ltd

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