Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 1996
- Accounts filed up to 30 June 2025
- On its latest accounts it owed £19.8m more than it owned
Responsible principal firm
V12 Retail Finance Limited Reference number: 679653 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- BATH RUGBY LIMITED (FRN 742481) introduces customers to V12 Retail Finance Limited (FRN 679653). Any regulated advice or arranging is done by the principal, not BATH RUGBY.
- Example: if BATH RUGBY refers you to a financial adviser, the advice should come from the principal firm, not from BATH RUGBY itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
Farleigh House, Farleigh Hungerford, Bath, Somerset, BA2 7RW, United Kingdom
In the full report: 3 background checks
- When bathrugby.com first appeared online, and whether it can receive email
- What kind of line 01225 325200 is
- Who else gives the postcode BA2 7RW
FCA permissions and consumer protection
- Protection through the principal firmProtection works through V12 Retail Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03170814 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 March 1996 (30 years old)
- Registered office
- Farleigh House, Farleigh Hungerford, Bath, BA2 7RW
- Nature of business
-
- Operation of sports facilities (SIC 93110)
- Activities of sport clubs (SIC 93120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Bruce Timothy Craig | Director | Dec 1962 | 13 Apr 2010 | None |
| Lars Tarquin Mcdonald | Director | Nov 1977 | 11 Jan 2013 | 5 other companies |
| Christopher Edward Potter | Director | May 1970 | 15 Jul 2022 | None |
| Nicholas John Varney | Director | Nov 1962 | 15 Jul 2022 | 3 other companies |
| Sarah Jane Craig (Dr) | Director | Jul 1966 | 15 Jul 2022 | 4 other companies |
| Claire-Marie Roberts (Dr) | Director | Oct 1977 | 4 Dec 2024 | 6 other companies |
| Jacob Dyson | Director | Oct 1972 | 18 Mar 2026 | 15 other companies |
| Martin William Bowen | Director | Dec 1968 | 18 Mar 2026 | 17 other companies |
| Georgina Jane Taylor | Secretary | Not published | 1 May 2025 | – |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 33
- closed down
- 8
- is FCA-registered
- 1
In the full report: all 33 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 6 companies these 8 directors run together
- All 19 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£23.3m
+12% from £20.8m
Profit before tax
−£3.03m
Up £1.96m from −£4.99m
Net assets
−£19.8m
Down £2.48m from −£17.3m
Cash at bank
£396k
+6.2% from £373k
Net assets are negative: on its last balance sheet the company owed £19.8m more than it owned.
Turnover and profit
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03170814. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Bath Rugby’s history from the FCA register and Companies House, newest first.
2026
16 March 2026
- Bruce Timothy Craig gave up control
- The Gotham Holdings Group Limited took control (75–100% of shares)
Companies House
2016
6 April 2016
- Bruce Timothy Craig took control (75–100% of shares)
Companies House
31 March 2016
- Became an introducer appointed representative
FCA register
1996
12 March 1996
- Incorporated at Companies House
Companies House
In the full report: all 33 events
- All 33 events in its history (5 shown here)
- Every director appointment and resignation: 28
Firms connected to Bath Rugby
Other FCA-listed firms that share a director, phone number or address with Bath Rugby. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Get the full report on Bath Rugby
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 33 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 33 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk