Bbi Independent Financial Advisers Limited

Reference number: 471166

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bbi-ifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01562 68926 is
  • Who else gives the postcode DY10 1AF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • BBI Independent Mortgages Trading name
  • Castle Insurance Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05636740
Company status
Active
Company type
Private limited company
Incorporated
25 November 2005 (20 years old)
Registered office
28-29 New Road, Kidderminster, Worcestershire, DY10 1AF
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Dale Richard Powell Director Jan 1964 25 Nov 2005 2 other companies
George Richard Powell Secretary Not published 23 Sep 2010 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£27.7k

−33% from £41.7k

Employees (average)

4

+33% from 3

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05636740. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bbi Independent Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (7) All events (16)

2020

1 January 2020

  • Dale Richard Powell gave up control
  • Gravitas Holdings UK Limited took control (75–100% of shares)

Companies House

2016

25 November 2016

  • Dale Richard Powell took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

2 January 2008

  • Became authorised by the FCA

FCA register

2007

27 December 2007

  • Regulated by the Financial Services Authority from this date

FCA register

2005

25 November 2005

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Bbi Independent Financial Advisers

Other FCA-listed firms that share a director, phone number or address with Bbi Independent Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Bbi Independent Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Kidderminster

Cooper Mortimer Plant LimitedKidderminsterAuthorisedEastmills LimitedKidderminsterAuthorisedFurnival Evans LimitedKidderminsterAuthorisedIneo (UK) LimitedKidderminsterAuthorisedMidas Financial Planning Services LimitedKidderminsterAuthorisedVertis Private Wealth Management LimitedKidderminsterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bbi Independent Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bbi Independent Financial Advisers Limited FCA authorised?
Yes, Bbi Independent Financial Advisers Limited (FRN 471166) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2008 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Bbi Independent Financial Advisers’ phone number and website?
The FCA register lists the phone number 01562 68926 and the website bbi-ifa.co.uk for Bbi Independent Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Bbi Independent Financial Advisers a scam or clone?
Bbi Independent Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bbi Independent Financial Advisers?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bbi Independent Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns Bbi Independent Financial Advisers?
Bbi Independent Financial Advisers is owned by Gravitas Holdings UK Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 January 2020. Before that, it was controlled by Mr Dale Richard Powell.
Who runs Bbi Independent Financial Advisers?
Companies House lists one director of Bbi Independent Financial Advisers: Dale Richard Powell.
How long has Bbi Independent Financial Advisers been in business?
The company was formed on 25 November 2005, and has held its current FCA authorisation since January 2008.
What do Bbi Independent Financial Advisers’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £27.7k (−33% from £41.7k).
Does Bbi Independent Financial Advisers use any other names?
It trades as BBI Independent Mortgages and Castle Insurance.

Sources and links

The full report on Bbi Independent Financial Advisers Limited

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