BBL Solutions Limited

Reference number: 677392

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When encompassuk.com first appeared online, and whether it can receive email
  • What kind of line 01462 790773 is
  • Who else gives the postcode HP1 3HA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Encompass Trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04129429
Company status
Active
Company type
Private limited company
Incorporated
21 December 2000 (25 years old)
Registered office
Building 15 Gateway 1000, Arlington Business Park, Stevenage, Hertfordshire, SG1 2FP, England
Nature of business
  • Information technology consultancy activities (SIC 62020)

Directors and company secretaries

Name Role Born Appointed Other companies
Gavin Raymond Beale Director Feb 1970 21 Dec 2000 1 other company
Kieran Cakebread Director Jan 1998 1 Apr 2023 None
Gavin Raymond Beale Secretary Not published 21 Dec 2000 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£56.8k

−48% from £109k

Employees (average)

3

Same as 3

Owed within a year

£57.8k

−5.8% from £61.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04129429. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

BBL Solutions’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2016

6 April 2016

  • Gavin Raymond Beale took control (75–100% of shares)

Companies House

2015

30 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2000

21 December 2000

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 8
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Firms like BBL Solutions

Other firms of the same type (credit broker), nearest first.

In Hemel Hempstead

Karmon London LtdHemel HempsteadAuthorisedAnil PatelHemel HempsteadAppointed representativeCas Bridging & Commercial Finance LtdHemel HempsteadAppointed representativeFreeman Financial Partners LtdHemel HempsteadAppointed representativeIola GhulamHemel HempsteadAppointed representativeRishika Patel & Dhiveshkumar PatelHemel HempsteadAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on BBL Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is BBL Solutions Limited FCA authorised?
Yes, BBL Solutions Limited (FRN 677392) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is BBL Solutions’ phone number and website?
The FCA register lists the phone number 01462 790773 and the website encompassuk.com for BBL Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is BBL Solutions a scam or clone?
BBL Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with BBL Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how BBL Solutions handles your money, so check the specific product before you commit. You can also refer complaints about BBL Solutions to the Financial Ombudsman Service, free of charge.
Who owns BBL Solutions?
Companies House lists one person with significant control of BBL Solutions: Mr Gavin Raymond Beale (75–100% of shares).
Who runs BBL Solutions?
Companies House lists 2 directors of BBL Solutions: Gavin Raymond Beale and Kieran Cakebread.
How long has BBL Solutions been in business?
The company was formed on 21 December 2000, and has held its current FCA authorisation since April 2015.
What do BBL Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £56.8k (−48% from £109k).
Does BBL Solutions use any other names?
It trades as Encompass.

Sources and links

The full report on BBL Solutions Limited

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