BBNG Financial Services Limited

Reference number: 592075

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BBNG Financial Services Limited (FRN 592075) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use BBNG Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BBNG Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0845 053 0300

  • Address

    213-215 Gloucester Place, London, NW1 6BU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0845 053 0300 is
  • Who else gives the postcode NW1 6BU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Bmortgages.co.uk Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 June 2011 (15 years old)
Registered office
Aston House, Cornwall Avenue, London, N3 1LF, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Daniel Barger Director Jul 1974 21 Jun 2011 None
Latham Noble Director May 1970 21 Jun 2011 1 other company
Christian John Barth Director Sep 1976 7 Jun 2012 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Net assets

£32.3k

−59% from £78.6k

Cash at bank

£157k

+42% from £110k

Employees (average)

4

Same as 4

Owed within a year

£144k

+162% from £55.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07675434. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

BBNG Financial Services’s history from the FCA register and Companies House, newest first.

2020

1 December 2020

  • Christian John Barth gained significant control
  • Latham Noble became a part-owner (25–50% of shares)
  • Richard Daniel Barger gained significant control

Companies House

2012

29 November 2012

  • Became an appointed representative

FCA register

2011

21 June 2011

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms like BBNG Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on BBNG Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is BBNG Financial Services Limited FCA authorised?
BBNG Financial Services Limited (FRN 592075) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for BBNG Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. BBNG Financial Services Limited (FRN 592075) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use BBNG Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from BBNG Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is BBNG Financial Services’ phone number?
The FCA register lists the phone number 0845 053 0300 for BBNG Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is BBNG Financial Services a scam or clone?
BBNG Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with BBNG Financial Services?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for BBNG Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns BBNG Financial Services?
Companies House lists 3 people with significant control of BBNG Financial Services: Mr Latham Noble (25–50% of shares), Mr Christian John Barth (significant influence or control) and Mr Richard Daniel Barger (significant influence or control).
Who runs BBNG Financial Services?
Companies House lists 3 directors of BBNG Financial Services: Richard Daniel Barger, Latham Noble and Christian John Barth.
How long has BBNG Financial Services been in business?
The company was formed on 21 June 2011.
What do BBNG Financial Services’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £32.3k (−59% from £78.6k) and cash at bank of £157k (+42% from £110k).
Does BBNG Financial Services use any other names?
It trades as Bmortgages.co.uk.

Sources and links

The full report on BBNG Financial Services Limited

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