BBS Finance Ltd

Reference number: 1002036

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bbsfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07932 323416 is
  • Who else gives the postcode WS5 4SS
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 November 2022 (3 years old)
Registered office
220 Warwick Road, Birmingham, B11 2NB, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Harjit Singh Samra Director Aug 1979 21 Nov 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Abridged accountsNot audited

Net assets

£19.2k

+307% from £4,719

Cash at bank

£28.4k

Up £27.6k from £785

Employees (average)

0

Same as 0

Owed within a year

£3,916

No earlier figure to compare

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14495335. Figures are exactly as filed; nothing is estimated.

Key dates in its history

BBS Finance’s history from the FCA register and Companies House, newest first.

2024

26 March 2024

  • Regulated by the FCA from this date
  • Changed its registered name from "BBS Finance Ltd"
  • Became authorised by the FCA

FCA register

2022

21 November 2022

  • Incorporated at Companies House
  • Harjit Singh Samra took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like BBS Finance

Other firms of the same type (credit broker), nearest first.

In Walsall

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on BBS Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is BBS Finance Ltd FCA authorised?
Yes, BBS Finance Ltd (FRN 1002036) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2024 and works as a credit broker. The FCA has placed no limits on its permissions.
What is BBS Finance’s phone number and website?
The FCA register lists the phone number 07932 323416 and the website bbsfinance.co.uk for BBS Finance. If you were given different contact details, use these to check with the firm before going any further.
Is BBS Finance a scam or clone?
BBS Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with BBS Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how BBS Finance handles your money, so check the specific product before you commit. You can also refer complaints about BBS Finance to the Financial Ombudsman Service, free of charge.
Who owns BBS Finance?
Companies House lists one person with significant control of BBS Finance: Mr Harjit Singh Samra (75–100% of shares).
Who runs BBS Finance?
Companies House lists one director of BBS Finance: Harjit Singh Samra.
How long has BBS Finance been in business?
The company was formed on 21 November 2022, and has held its current FCA authorisation since March 2024.
What do BBS Finance’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £19.2k (+307% from £4,719) and cash at bank of £28.4k (up £27.6k from £785).

Sources and links

The full report on BBS Finance Ltd

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