Beach U.K. Limited

Reference number: 143911

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When beachifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01743 720075 is
  • Who else gives the postcode SY2 5DE
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Beach Independent Financial Advisers Trading name
  • Beach Insurance Brokers Former trading name
  • Beach Insurance Financial Advisors Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02323798
Company status
Active
Company type
Private limited company
Incorporated
1 December 1988 (37 years old)
Registered office
Suite 3, Canon Court North 2, Abbey Lawn, Shrewsbury, Shropshire, SY2 5DE, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Stephen Dalziel Director Oct 1958 1 Dec 1997 9 other companies
Maxwell Joseph Fraser Dalziel Director Feb 1997 13 Feb 2019 None
Joanne Louise Smith Director Sep 1987 13 Feb 2019 None
Jennifer Dalziel Secretary Not published 14 Jan 2015 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
3
is FCA-registered
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Net assets

£8,021

−68% from £24.7k

Cash at bank

£16.2k

−72% from £57.9k

Owed within a year

£485k

+14% from £424k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02323798. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Beach U.K.’s history from the FCA register and Companies House, newest first.

Key events (6) All events (27)

2016

6 April 2016

  • Dalziel Family Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

1 June 1999

  • Regulated by the Personal Investment Authority from this date

FCA register

1988

1 December 1988

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (6 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Beach U.K.

Other FCA-listed firms that share a director, phone number or address with Beach U.K.. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Beach U.K.

Other firms of the same type (financial adviser), nearest first.

In Shrewsbury

Andrew Haxton & Co LimitedShrewsburyAuthorisedGee 7 Wealth Management LimitedShrewsburyAuthorisedHenry Davies Wealth Management LtdShrewsburyAuthorisedMatrix Capital LimitedShrewsburyAuthorisedMeaning Financial LimitedShrewsburyAuthorisedMorton-Wilson Associates LimitedShrewsburyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Beach U.K.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 27 events in its history

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Frequently asked questions about this firm

Is Beach U.K. Limited FCA authorised?
Yes, Beach U.K. Limited (FRN 143911) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Beach U.K.’s phone number and website?
The FCA register lists the phone number 01743 720075 and the website beachifa.co.uk for Beach U.K.. If you were given different contact details, use these to check with the firm before going any further.
Is Beach U.K. a scam or clone?
Beach U.K. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Beach U.K.?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Beach U.K. to the Financial Ombudsman Service, free of charge.
Who owns Beach U.K.?
Beach U.K. is owned by Dalziel Family Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Beach U.K.?
Companies House lists 3 directors of Beach U.K.: Robert Stephen Dalziel, Maxwell Joseph Fraser Dalziel and Joanne Louise Smith.
How long has Beach U.K. been in business?
The company was formed on 1 December 1988, and has held its current FCA authorisation since December 2001.
What do Beach U.K.’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £8,021 (−68% from £24.7k) and cash at bank of £16.2k (−72% from £57.9k).
Does Beach U.K. use any other names?
It trades as Beach Independent Financial Advisers. It has previously used 2 other names: Beach Insurance Brokers and Beach Insurance Financial Advisors.

Sources and links

The full report on Beach U.K. Limited

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