Beachsand Limited

Reference number: 413426

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Beachsand Limited (FRN 413426) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Beachsand's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Beachsand, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01754 872363

  • Address

    Lynwood Caravan Park, South Road, Chapel St. Leonards, Skegness, Lincolnshire, PE24 5TR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01754 872363 is
  • Who else gives the postcode PE24 5TR
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Lynwood Caravan Park Trading name
  • Beachsand Ltd Former name
  • Lynwood Caravans Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03663717
Company status
Active
Company type
Private limited company
Incorporated
6 November 1998 (27 years old)
Registered office
Lynwood South Road, Chapel St Leonards, Skegness, Lincolnshire, PE24 5TR
Nature of business
  • Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)

Directors and company secretaries

Name Role Born Appointed Other companies
Audrey Ellen Melton Jenney Director May 1922 20 Jan 1999 None
Patrice Jane Melton-Melen Director Sep 1954 20 Jan 1999 None
Audrey Ellen Melton Jenney Secretary Not published 20 Jan 1999 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Key dates in its history

Beachsand’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2025

5 March 2025

  • Changed its registered name from "Beachsand Ltd"

FCA register

2016

6 November 2016

  • Audrey Ellen Melton Jenney took control (75–100% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1998

6 November 1998

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Beachsand

Other firms of the same type (insurance broker), nearest first.

In Skegness

Mr CP & Mrs A StewartSkegnessAppointed representativeMr Kelvin MitchellSkegnessAppointed representativeMr Neil Murten and Mrs Tracy MurtenSkegnessAppointed representativeMrs H Nicholls & Mr J BoxallSkegnessAppointed representativeRD & CA Wilson-LearySkegnessAppointed representativeBarham Caravan Company LimitedSkegnessAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Beachsand

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is Beachsand Limited FCA authorised?
Beachsand Limited (FRN 413426) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Beachsand?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Beachsand Limited (FRN 413426) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Beachsand's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Beachsand, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Beachsand’s phone number?
The FCA register lists the phone number 01754 872363 for Beachsand. If you were given different contact details, use these to check with the firm before going any further.
Is Beachsand a scam or clone?
Beachsand is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Beachsand?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Beachsand's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Beachsand?
Companies House lists one person with significant control of Beachsand: Mrs Audrey Ellen Melton Jenney (75–100% of shares).
Who runs Beachsand?
Companies House lists 2 directors of Beachsand: Audrey Ellen Melton Jenney and Patrice Jane Melton-Melen.
How long has Beachsand been in business?
The company was formed on 6 November 1998.
Does Beachsand use any other names?
It trades as Lynwood Caravan Park. It has previously used 2 other names: Beachsand Ltd and Lynwood Caravans.

Sources and links

The full report on Beachsand Limited

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