Beacon Credit Union Limited

Reference number: 213805

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wearebeacon.com first appeared online, and whether it can receive email
  • What kind of line 0330 056 9715 is
  • Who else gives the postcode WA7 2BX
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Beacon Savings and Loans Trading name
  • Beacon Savings & Loans Trading name
  • Cheshire Credit Union Trading name
  • Halton Credit Union Limited Former name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Accepting Deposits

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Beacon Credit Union’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2025

1 June 2025

  • Changed its registered name from "Halton Credit Union Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2002

2 July 2002

  • Became authorised by the FCA

FCA register

24 June 2002

  • Regulated by the Financial Services Authority from this date

FCA register

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
Instant PDF download

Firms like Beacon Credit Union

Other firms of the same type (bank or building society), nearest first.

In the Warrington (WA) postcode area

Eden Friendly SocietyAltrinchamAuthorised

Elsewhere in the UK

Wells Fargo Bank, National AssociationLondonAuthorisedCredit Suisse (UK) LimitedLondonAuthorisedUBS AGLondonAuthorisedDB UK Bank LimitedLondonAuthorisedDeutsche Bank AGLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Beacon Credit Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 10 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Beacon Credit Union Limited FCA authorised?
Yes, Beacon Credit Union Limited (FRN 213805) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2002 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is Beacon Credit Union’s phone number and website?
The FCA register lists the phone number 0330 056 9715 and the website wearebeacon.com for Beacon Credit Union. If you were given different contact details, use these to check with the firm before going any further.
Is Beacon Credit Union a scam or clone?
Beacon Credit Union is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Beacon Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Beacon Credit Union to the Financial Ombudsman Service, free of charge.
Does Beacon Credit Union use any other names?
It trades as Beacon Savings and Loans, Beacon Savings & Loans and Cheshire Credit Union. It has previously used the name Halton Credit Union Limited.

Sources and links

The full report on Beacon Credit Union Limited

£19.99 · Instant PDF download

Loading secure checkout…