Beds Glasgow Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 6 years
Protected through the principal
No FCA actions
Active company since 2015
Accounts filed up to 31 March 2025
On its latest accounts it owed £317k more than it owned

Responsible principal firm

SNAP FINANCE LIMITED Reference number: 741813 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
BEDS GLASGOW LIMITED (FRN 916094) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not BEDS GLASGOW.
Example: if BEDS GLASGOW refers you to a financial adviser, the advice should come from the principal firm, not from BEDS GLASGOW itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

bedsglasgow.com (opens in a new tab)
Phone number

0141 554 0792
Address

Unit 3, 283 Duke Street, Glasgow, Lanarkshire, G31 1HX, United Kingdom

In the full report: 3 background checks

When bedsglasgow.com first appeared online, and whether it can receive email
What kind of line 0141 554 0792 is
Who else gives the postcode G31 1HX

Other names (1)

If you were contacted under any of these names, it is this firm.

Beds Glasgow Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09389729 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 January 2015 (11 years old)
Registered office: Crown Chambers, Princes Street, Harrogate, North Yorkshire, HG1 1NJ, United Kingdom
Nature of business: Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Reginald Franz Bright	Director	Sep 1957	15 Jan 2015	12 other companies
Kevin Robert Pye	Director	Jan 1981	4 Aug 2021	5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 12
closed down: 8
went insolvent: 1

In the full report: all 12 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
The one that went into liquidation or administration
The 5 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

−£317k

Down £76.9k from −£240k

Cash at bank

£3,985

Up £3,325 from £660

Owed within a year

£438k

+20% from £366k

Net assets are negative: on its last balance sheet the company owed £317k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09389729. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Beds Glasgow’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2025

30 January 2025

Changed its registered name from "Beds Glasgow Ltd"

FCA register

2019

31 October 2019

Became an introducer appointed representative

FCA register

2016

6 April 2016

Reginald Franz Bright took control (75–100% of shares)

Companies House

2015

15 January 2015

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (4 shown here)
Every director appointment and resignation: 6

Firms like Beds Glasgow

Other firms of the same type (retailer), nearest first.

In Glasgow

Cruise Clothing LimitedGlasgowAppointed representative B & S Jewellery LtdGlasgowAppointed representative Birrell Corrance Funeral Directors LimitedGlasgowAppointed representative Blue Sky Mobility LimitedGlasgowAppointed representative Drummers Only LtdGlasgowAppointed representative DS Health Vision LTDGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Beds Glasgow

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

12 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 10 events in its history

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Frequently asked questions about this firm

Is Beds Glasgow Limited FCA authorised?

Beds Glasgow Limited (FRN 916094) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Beds Glasgow?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Beds Glasgow Limited (FRN 916094) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not Beds Glasgow. Example: if Beds Glasgow refers you to a financial adviser, the advice should come from the principal firm, not from Beds Glasgow itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Beds Glasgow’s phone number and website?

The FCA register lists the phone number 0141 554 0792 and the website bedsglasgow.com for Beds Glasgow. If you were given different contact details, use these to check with the firm before going any further.

Is Beds Glasgow a scam or clone?

Beds Glasgow is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Beds Glasgow?

Protection works through Snap Finance Limited, the principal firm responsible for Beds Glasgow's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Beds Glasgow?

Companies House lists one person with significant control of Beds Glasgow: Mr Reginald Franz Bright (75–100% of shares).

Who runs Beds Glasgow?

Companies House lists 2 directors of Beds Glasgow: Reginald Franz Bright and Kevin Robert Pye.

How long has Beds Glasgow been in business?

The company was formed on 15 January 2015.

What do Beds Glasgow’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of −£317k (down £76.9k from −£240k) and cash at bank of £3,985 (up £3,325 from £660).

Does Beds Glasgow use any other names?

It has previously used the name Beds Glasgow Ltd.