Bells of Crossgar Limited

Reference number: 798692

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BELLS OF CROSSGAR LIMITED (FRN 798692) is an AR of Automotive Compliance Limited (FRN 497010). When you use BELLS OF CROSSGAR's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BELLS OF CROSSGAR, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bellscrossgar.com first appeared online, and whether it can receive email
  • What kind of line 028 4483 0468 is
  • Who else gives the postcode BT30 9EQ
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Bells Budget Centre Trading name: A name it trades under now.
  • Bellscrossgar.com Trading name: A name it trades under now.
  • Bells Fast Fit Trading name: A name it trades under now.
  • Bells Peugeot Trading name: A name it trades under now.
  • Bellscrossgar Former trading name: A name it used to trade under.
  • Bells Dacia Former trading name: A name it used to trade under.
  • Bells Renault Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 August 2015 (11 years old)
Registered office
1 Downpatrick Road, Crossgar, Downpatrick, County Down, BT30 9EQ, Northern Ireland
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Charles John Bell Director Nov 1962 21 Aug 2015 5 other companies
Juliette Marie Bell Director Jun 1964 21 Aug 2015 4 other companies
Charles Eamon Bell Director Oct 1989 7 Aug 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
went insolvent
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 4 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Key dates in its history

Bells of Crossgar’s history from the FCA register and Companies House, newest first.

2018

1 February 2018

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Charles John Bell gained significant control

Companies House

2015

21 August 2015

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (3 shown here)
  • Every director appointment and resignation: 5
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Firms like Bells of Crossgar

Other firms of the same type (car dealer), nearest first.

In Downpatrick

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bells of Crossgar

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 18 events in its history

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Frequently asked questions about this firm

Is Bells of Crossgar Limited FCA authorised?
Bells of Crossgar Limited (FRN 798692) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bells of Crossgar?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bells of Crossgar Limited (FRN 798692) is an AR of Automotive Compliance Limited (FRN 497010). When you use Bells of Crossgar's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bells of Crossgar, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bells of Crossgar’s phone number and website?
The FCA register lists the phone number 028 4483 0468 and the website bellscrossgar.com for Bells of Crossgar. If you were given different contact details, use these to check with the firm before going any further.
Is Bells of Crossgar a scam or clone?
Bells of Crossgar is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bells of Crossgar?
Protection works through Automotive Compliance Limited, the principal firm responsible for Bells of Crossgar's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bells of Crossgar?
Companies House lists one person with significant control of Bells of Crossgar: Mr Charles John Bell (significant influence or control).
Who runs Bells of Crossgar?
Companies House lists 3 directors of Bells of Crossgar: Charles John Bell, Juliette Marie Bell and Charles Eamon Bell.
How long has Bells of Crossgar been in business?
The company was formed on 21 August 2015.
Does Bells of Crossgar use any other names?
It trades as Bells Budget Centre, Bellscrossgar.com, Bells Fast Fit and Bells Peugeot. It has previously used 3 other names: Bellscrossgar, Bells Dacia and Bells Renault.

Sources and links

The full report on Bells of Crossgar Limited

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