Benenden Wellbeing Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 13 years
Your funds are protected by FSCS
No FCA actions
Active company since 2012

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

benenden.co.uk (opens in a new tab)
Phone number

0300 304 5700
Address

Holgate Park Drive, York, YO26 4GG, United Kingdom

In the full report: 3 background checks

When benenden.co.uk first appeared online, and whether it can receive email
What kind of line 0300 304 5700 is, and the other firm that gives it
Who else gives the postcode YO26 4GG

Other names (3)

If you were contacted under any of these names, it is this firm.

Benenden Trading name: A name it trades under now.
Benenden Health Trading name: A name it trades under now.
Benenden Insurance Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08271017 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 October 2012 (13 years old)
Registered office: Benenden Healthcare Society, Holgate Park Drive, York, YO26 4GG
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stella Croot	Director	Jul 1967	5 Feb 2018	5 other companies
David Ian Winter	Director	Oct 1984	11 Oct 2023	1 other company
Thomas Woolgrove	Director	Oct 1970	16 May 2025	1 other company
Anthony Charles Lock	Director	Apr 1961	13 Aug 2025	2 other companies
Andy Mcclure	Director	Feb 1973	13 Aug 2025	None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 1
went insolvent: 1

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
The one that went into liquidation or administration
The 3 on the FCA register
All 33 people who have ever been directors, with their dates

Key dates in its history

Benenden Wellbeing’s history from the FCA register and Companies House, newest first.

Key events (3) All events (65)

2013

23 August 2013

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2012

29 October 2012

Incorporated at Companies House

Companies House

In the full report: all 65 events

All 65 events in its history (3 shown here)
Every director appointment and resignation: 57

Firms connected to Benenden Wellbeing

Other FCA-listed firms that share a director, phone number or address with Benenden Wellbeing. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates
3 past links through former directors

Firms like Benenden Wellbeing

Other firms of the same type (insurance broker), nearest first.

In York

Andrew NorthgravesYorkAuthorised AssureLife LtdYorkAuthorised B.j. Fennell LimitedYorkAuthorised Cavere LimitedYorkAuthorised G.A. Geldart And Company LimitedYorkAuthorised Ian BraidYorkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Benenden Wellbeing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
3 background checks on its contact details
All 65 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Benenden Wellbeing Limited FCA authorised?

Yes, Benenden Wellbeing Limited (FRN 593286) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Benenden Wellbeing’s phone number and website?

The FCA register lists the phone number 0300 304 5700 and the website benenden.co.uk for Benenden Wellbeing. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Benenden Wellbeing a scam or clone?

Benenden Wellbeing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Benenden Wellbeing?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Benenden Wellbeing to the Financial Ombudsman Service, free of charge.

Who runs Benenden Wellbeing?

Companies House lists 5 directors of Benenden Wellbeing: Stella Croot, David Ian Winter, Thomas Woolgrove, Anthony Charles Lock and Andy McClure.

How long has Benenden Wellbeing been in business?

The company was formed on 29 October 2012, and has held its current FCA authorisation since August 2013.

Does Benenden Wellbeing use any other names?

It trades as Benenden and Benenden Health. It has previously used the name Benenden Insurance Services.