Benjamin Charlesworth: FCA regulated?

Authorised by the FCA

Benjamin Charlesworth is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Complaints covered by the Ombudsman
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

modernmobility.co.uk (opens in a new tab)
Phone number

01254 680203
Address

1 Railway Road, Blackburn, Lancashire, BB1 5AX, United Kingdom

In the full report: 3 background checks

When modernmobility.co.uk first appeared online, and whether it can receive email
What kind of line 01254 680203 is, and the other firm that gives it
Who else gives the postcode BB1 5AX

Other names (1)

If you were contacted under any of these names, it is this firm.

Modern Mobility Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit · Hire out goods to consumers No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Entering into Regulated Consumer Hire Agreements as owner
Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Benjamin Charlesworth’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2021

30 March 2021

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

In the full report: all 5 events

All 5 events in its history (2 shown here)

Firms connected to Benjamin Charlesworth

Other FCA-listed firms that share a director, phone number or address with Benjamin Charlesworth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its phone number: 1
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same phone number (1), the same postcode (3)
Who links each one: the named directors, with dates

Firms like Benjamin Charlesworth

Other firms of the same type (credit broker), nearest first.

In Blackburn

Chubb Fire & Security LimitedBlackburnAuthorised Andrew McKieBlackburnAuthorised Machinery Finance LimitedBlackburnAuthorised SwiftleaseBlackburnAuthorised Windmill Service StationBlackburnAuthorised APFS Financial Solutions LLPBlackburnAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Benjamin Charlesworth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 5 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Benjamin Charlesworth FCA authorised?

Yes, Benjamin Charlesworth (FRN 943858) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2021 and works as a credit broker. The FCA has placed no limits on its permissions.

What is Benjamin Charlesworth’s phone number and website?

The FCA register lists the phone number 01254 680203 and the website modernmobility.co.uk for Benjamin Charlesworth. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Benjamin Charlesworth a scam or clone?

Benjamin Charlesworth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Benjamin Charlesworth?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Benjamin Charlesworth handles your money, so check the specific product before you commit. You can also refer complaints about Benjamin Charlesworth to the Financial Ombudsman Service, free of charge.

Does Benjamin Charlesworth use any other names?

It trades as Modern Mobility.