Benjamin Charlesworth

Reference number: 944982

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Appointed representative

Benjamin Charlesworth does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

MARK BATES LIMITED Reference number: 308390 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Benjamin Charlesworth (FRN 944982) is an AR of MARK BATES LIMITED (FRN 308390). When you use Benjamin Charlesworth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Benjamin Charlesworth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When modernmobility.co.uk first appeared online, and whether it can receive email
  • What kind of line 01254 680203 is, and the other firm that gives it
  • Who else gives the postcode BB1 5AX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Modern Mobility Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mark Bates Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Benjamin Charlesworth’s history from the FCA register and Companies House, newest first.

2021

15 February 2021

  • Became an appointed representative
  • Began trading as "Modern Mobility"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Benjamin Charlesworth

Other FCA-listed firms that share a director, phone number or address with Benjamin Charlesworth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Benjamin Charlesworth

Other firms of the same type (credit broker), nearest first.

In Blackburn

APFS Financial Solutions LLPBlackburnAppointed representativeDaneio LimitedBlackburnAppointed representativeEco Grants UK LtdBlackburnAppointed representativeFahad GhaffarBlackburnAppointed representativeBeauty and Training By Elizabeth LtdBlackburnAppointed representativeBGreenn LimitedBlackburnAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Benjamin Charlesworth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Benjamin Charlesworth FCA authorised?
Benjamin Charlesworth (FRN 944982) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Benjamin Charlesworth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Benjamin Charlesworth (FRN 944982) is an AR of MARK BATES LIMITED (FRN 308390). When you use Benjamin Charlesworth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Benjamin Charlesworth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Benjamin Charlesworth’s phone number and website?
The FCA register lists the phone number 01254 680203 and the website modernmobility.co.uk for Benjamin Charlesworth. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Benjamin Charlesworth a scam or clone?
Benjamin Charlesworth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Benjamin Charlesworth?
Protection works through Mark Bates Limited, the principal firm responsible for Benjamin Charlesworth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Benjamin Charlesworth use any other names?
It trades as Modern Mobility.

Sources and links

The full report on Benjamin Charlesworth

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